Archived
What can I do, Fannie Mae was to give me a final price to buy back a family members foreclosed property.. sent 10% down
Gary's answer
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Answered on March 21, 2012
Sounds like you are describing the Fannie Mae repurchase program. This is the wrong way for you to go about purchasing this house. This program is...
Archived
Do I have a case?
Gary's answer
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Answered on March 20, 2012
I agree with what Mr. Barrett posted. You may have a case, but why waste your time pursuing it over $450.00. Take the refund and move on to the...
Archived
Should I file a suit through small claims court?
Gary's answer
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Answered on March 19, 2012
Of course I cannot give you a definitive legal answer, but it sounds to me like a violation of the FCRA and, if you can prove it is willful, you...
Archived
What is the means test for bankruptcy?
Gary's answer
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Answered on March 16, 2012
What the previous answer gave you was the median income in Texas, not an explanation. The means test is a formulaic approach to determine whether a...
Archived
It's not my property, but, will the Chapter 7 trustee try to get my sister's $40K?
Gary's answer
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Answered on March 07, 2012
Relax. This is something an attorney needs to review for you, but is all this money is really your sister's, your bankruptcy should not affect it....
Archived
Qhat is the highest intrest rate a car dealership can charge for a used car in tx
Gary's answer
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Answered on March 07, 2012
The used car rate is a complex add on rate based on the year of the car and the term of the loan. Sounds like these terms are a ripoff, legal or...
Archived
Adding a name to the title during closing
Gary's answer
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Answered on March 06, 2012
You cannot just add your partner's name to the title at the last minute because if your partner is an owner of the property, he or she must also...
Archived
When do we leave on a house that will be on foreclosure soon
Gary's answer
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Answered on March 05, 2012
Texas has one of the fastest foreclosure processes in the country. You will get a notice of the foreclosure sale about 3 weeks before the actual...
Archived
What type of Lawyer would I need, to help with BOA delaying my loan modification now home is in foreclosure with auction date
Gary's answer
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Answered on March 05, 2012
BofA is notoriously difficult to deal with. One thing I counsel all my clients to do is to hire a non-profit housing counseling agency to assist...
Can a Texas Car Dealer breach a signed contract when spot delivery is based on signed contract and consumer is not in default?
Gary's answer
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Answered on March 05, 2012
You may want to take all your papers to an attorney that specializes in auto fraud cases. "spot delivery" a/k/a "yo-yo financing" is a common...
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