I finished paying off my home recieved the last statement with balance owed and paid it now. Mortgage company states taxes are

These kinds of things happen. You will need an attorney to review the history on the loan, the loan documents, etc., in order to give you any...

Is this unfair practice?

The short answer is "yes, it is an unfair practice" apparently in violation of the FDCPA. We do not have wage garnishment in Texas nor can...

Denied credit for erroneous bankruptcy. How can I get this resolved with bureaus?

We would need a little more detail about what happened to the debt. Did it get paid? By you? Or was it unpaid? Nevertheless, the account should...

I took out a loan with Western Sky back in April 2012. I made all the payments on time to Cashcall.

Most of what you describe is normal, routine behavior for the payday loan/debt collection industry. They are not prohibited from reporting negative...

Can I file bankruptcy to avoid usda from garnishing social security check over a home loan foreclosure?

For some of the other attorneys that seem to be missing the point, a USDA loan is a government loan and they can offset their claim against social...

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Discharged account through Bankruptcy (Chapter 7)

I read the other answers and your comments on them. There is nothing illegal per se about Chase selling the account. If the buyer attempts to...

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Are past due and current payments waived by mortgage company upon bankruptcy discharge?

This is definitely a problem. Why didn't your attorney file a proof of claim on behalf of the mortgage company? Go talk to him or her about your...

Do I have a case against car dealerships for letting someone drive off their property that I did not authorize or co-sign for?

It is possible, though I would want to consider it further, that you may have a claim against the dealerships for the unauthorized pull of your...

I am seriously considering bankruptcy. NOT sure what to do!

As others have suggested, please go and meet with one or two bankruptcy attorneys to discuss the options. Most offer free consultations and there...

Debt Validation on late payment by Credit Bureaus

The CB may be lying, or the small bank may be lying, or it may just be a mistake or negligence. Next steps, get a copy of the payment history or...