Archived
Can a bank pay property taxes in owner's name and add amount to mortgage principal without notification to owner.
Gary's answer
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Answered on April 01, 2013
You really need to consult the loan documents to answer this, but all the documents I have read do allow exactly what you have described.
Archived
What can you do when a debt collector wont talk to you about the debt they are trying to collect?
Gary's answer
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Answered on March 31, 2013
This certainly sounds like a violation of the fair debt collection laws. We handle these kinds of matters and would be happy to discuss appropriate...
Archived
My husband did a voluntary vehicle repo (he told them to come get it)
Gary's answer
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Answered on March 31, 2013
Needs to be paid by Monday, or what? I am interested in what the debt collector said would happen if your husband did not pay. It is legal to...
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Archived
If your business has been out of business 8 years judgments are against home can chapter 7 release those judgments?
Gary's answer
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Answered on March 30, 2013
You may not need to file a bankruptcy at all. Search my profile for a legal guide I wrote on removing judgments from homesteads. Sorry I have to be...
Archived
A refinance application was processed incorrectly. Can I sue for damages?
Gary's answer
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Answered on March 28, 2013
I don't see any damages here. What damages do you think you have incurred?
Archived
We used our vehicle as collateral for a loan, gave the title to the finance company. The car no longer works.
Gary's answer
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Answered on March 28, 2013
You can call the finance company, explain the problem, and have them come tow it away. Of course, you will owe any balance on the note left after...
Archived
Recent reduction in income caused delinquencies in paying our mortgage. The loan servicer turned us down for a loan modification
Gary's answer
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Answered on March 28, 2013
A modification is an entirely voluntary process by the lender/servicer, so there is little legal recourse to forcing them to do anything. But, in...
Archived
Credit card company will not remove fraudulent account
Gary's answer
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Answered on March 28, 2013
If you go to the FTC web site they have a form identity theft affidavit you can download and complete. Submit the completed affidavit and police...
Archived
Can I sue in small claims court in TX for breech of contract for real estate lease if it caused me to spend thousands of dollar
Gary's answer
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Answered on March 27, 2013
If you don't have a written lease, you don't have any claim for breach of a lease. It does not sound like the owner had even agreed to lease it to...
Archived
I have a line of credit at credit union for 9500, I am on socicial security only,cant pay,moved my direct dep to other bk.can
Gary's answer
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Answered on March 27, 2013
If the account contains only social security money it can not be garnished. But, if you owe the money to the same credit union where you have the...
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