My deed of trust was not recorded when i refinanced my home in 2004 with countrywide bank of america took over the loan in

This is something you really need to take to a lawyer to look at in detail. Google Max Gardner Bankruptcy Boot Camp and look for a graduate near you.

Is this considered a breach of fiduciary duty or possibly fraud by a bank employee?

I don't think there is any duty owed in most circumstances. You should consult an elder law attorney, though, about getting a guardianship set up...

Can a collection agency still collect on a debt that is past the SOL?

Yes, they can still call you and write you to ask you to pay. No, the SOL does not renew when the debt is transferred. Yes, you can demand that the...

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If they garnish my wages do they leave me enough from my paycheck to pay my bills?

If it is a credit card, this is a lie. They cannot garnish your wages. One standard collection scam goes like this: A person calls you claiming...

Need requirements for a quit claim deed transfer

Please go and visit with a probate or real estate attorney to get this sorted out. You certainly do not want to do a quit claim deed under any...

Do I need a real estate attorney?

An oil and gas attorney or a title company or oil and gas "land man" may be able to run the title on this property and find out what happened to...

How should payments be applied on a Texas home equity fixed rate loan with 180 monthly term? Would it be as a mortgage loan.

Could be either, depending on what the Note provides. There is no statutory requirement for one method over the other.

My credit score has been seriously unjustly damaged despite written guarantees to the contrary. Can I sue?

It depends in part on the timing and who made the report. As a general rule, in order to have any claim under the Fair Credit Reporting Act, you...

My Future Wife wants to file for Bankruptcy on her debt only ,What affect on my credit rating if we are married when she files?

Her bankruptcy, if filed before you get married, will have no affect on your credit and you will play little, if any, role in her bankruptcy case....

I consolidated a loan the original loan was not paid by new company, now I am being charged for the same loan twice, what to do?

I agree with Mr. Busby. I would write both lenders and demand a transaction history showing what funds were disbursed and to whom (from the new...