Loan company's who refuse to tell me who they are, are calling for someone other than me. I have told them but still get calls.

Do you have any idea who it is that is calling you? Is it a legit company? If so, you may want to write them and ask them to remove you from their...

I HAD THIS SENT TO ME FROM A ANN HYDE ,I HAVE NEVER HEARD OF HER OR HER COMPANY. IS THIS REAL.

As others have pointed out, this could well be a scam. If you have ever applied for a pay day loan online, there are companies that harvest that...

Can debt collectors go after me?

As Ms. Trevino said, putting divisions of your debts in your divorce decree does not solve the problems with the debt collectors entirely. Any...

Is it legal for a company to keep my payment info for auto draft if I have deleted it from their site and am not past due?

I would not expect that the information is actually retained on the website, though it could be. Too much in the way of security concerns. The...

When Refiling for bankruptcy. Will the court notify you if it does not grant the automatic stay due to previous bankruptcyFIL?

This whole area can be very tricky and you must consult about it with your attorney. As you can see, you have received at least two different...

Can a lender increase my fixed rate P&I payments without my written consent or prior knowledge? I

This is a standard provision. What it is saying is that just because you send in an extra $100 this month as a partial prepayment of principal,...

I loaned a friend 18,000 dollars. We signed a promissory note at my bank. I put the wrong vin # on it.Is it still legal?

It will probably hold up, depending on how dramatically different the VIN is from the correct VIN. The main thing is to get your lien noted on the...

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Can I borrow money from a trust to buy a house and pay interest only for 6 years? Will i be able to deduct the interest paid

Don't do it. That's the simplest advice. Only if things go perfectly will this make everyone happy. Otherwise it could tear up the family. Buy your...

In Texas prior to Ch 7 if I convert home equity into life insurance cash value, will the life insurance cash value be exempt?

I agree with Mr. Black and Ms. Stewart. The risk now in Texas of filing a bankruptcy in the circumstances you have described is enormous. I would...

After a Ch.13 Bkrpty has been officially discharged, is there a law that says it HAS to remain on my credit reports for 7+yrs?

This is a great question and, as you can see, there are lots of slightly different answers to the question. I'll give my two cents. First, you do...