Archived
Am I eligible to file suite or petition the foreclosure of my home because the lender refused to accept my mortgage.
Gary's answer
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Answered on December 10, 2011
Read the terms of your mortgage documents closely. Normally, you have the right to reinstate a mortgage loan prior to foreclosure by paying all...
Archived
Do I need another Lawyers/Attorney?
Gary's answer
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Answered on December 10, 2011
If you have the promise to take your name off of LexisNexis in writing, the first thing I would do is write Christiansen's office, include a copy...
Archived
Bankruptcy Chapter 7: Have turned in my preliminary petition, with corrections, etc... Have not signed final petition yet.
Gary's answer
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Answered on December 10, 2011
As the other posters noted, it sounds like your case is not filed with the Court yet. Contact your attorney and let them know the information on...
Archived
House discharged 2 yrs ago in chapter 7 and now we can no longer afford payments and want to walk as the house needs things done
Gary's answer
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Answered on December 10, 2011
As long as you did not sign and file a reaffirmation agreement, your personal liability for the mortgage loan was discharged in your Chapter 7...
Archived
IS IT ILLEGAL FOR SKIP TRACERS TO RUN CREDIT REPORTS WITHOUT CONSUMERS CONSENT?
Gary's answer
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Answered on December 10, 2011
The user of the credit report has to have what's called a 'permissible purpose' under the Fair Credit Reporting Act. The list of permissible...
Archived
Bankruptcy, and credit.
Gary's answer
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Answered on December 10, 2011
Do not do this. If your Mom needs access to money for anything and you want to help her, then just give her the cash. Do not give her access to...
Archived
Will I get my money back if custom motorcycle company files chapter 7?
Gary's answer
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Answered on December 10, 2011
Whether you have to pay the bank or not depends on how the loan was arranged and funded. If the loan check was cut to you and was not necessarily...
Archived
Is there any rule I have to site when filing a motion to reconsider in a bankruptcy when objecting to fees?
Gary's answer
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Answered on December 10, 2011
The rule that governs new trials in bankruptcy court is Bankruptcy Rule 9023, which incorporates Federal Rule of Civil Procedure 59.
Archived
If my husband solely incurred a car loan during our marriage, is it considered community debt even if I'm not on the loan?
Gary's answer
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Answered on December 10, 2011
As I understand it, in most community property states, there is no such thing as "community debt." The important issue is that for debts incurred...
Archived
What should I do when a collections law firm has contacted me?
Gary's answer
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Answered on December 10, 2011
With respect to the previous poster, it is difficult, but not 'nearly impossible' to discharge private student loans in bankruptcy. So, that is an...
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