I received a Internet payday loan my checking acct was closed with no payment to them , what action can they take in Texas

No jail unless you actually committed fraud - that is, taking the money with no intention of paying it back. This is a common harassing threat...

I have three credit cards. One is substantially higher than the rest and I cannot afford the payments. Charge off or not? BOA.

In addition to the possible bankruptcy option, it could be the case that a Debt Management Plan offered by a legitimate, local consumer credit...

Can a seller deduct his closing costs for tax purposes?

This is really more of a tax question rather than a real estate question. Since each individuals tax situation is different, you should ask your...

In addition to the other answers, you may also want to talk to a family law attorney about a restraining order keeping him away from the house.

Where can I get an Enhanced Life Estate Deed "Lady Bird Deed" template/form? Are these valid in Texas currently?

Pay an attorney a few hundred dollars to do this right.

What is the time limit on paying a debt?

It could just be a scam, but I have seen that same language on some billing statements from legitimate debt collectors. What I would suggest is...

My gilfreind and i are spliting up. we bought a house together. and had a verbal agreement that i keep the house.what to do

Get an attorney to prepare a Special Warranty Deed for you. And, you need some kind of agreement regarding any mortgage on the house.

How do I deal with IRS, immediate and long term, of 2 tax debts, personal and business, total $110,000, deadline 28/8/2013?

I strongly suggest that you seek out a tax attorney in your area. Bankruptcy may not be of much help on the quarterly employment taxes. But, you...

I'm going to buy my first commercial real estate property. What is the best business entity setup to protect myself?

Just about any entity will provide you protection from liability. The choice of entity usually comes down to tax considerations and other ownership...

Looking to file Chapter 7 in TX soon. Is a "gift" from family considered "income" that should be listed? (less than $10k).

Regular support given to you does count for the means test. Let your attorney know about the gifts and he or she will make sure they are properly...