Can I file for bankruptcy and an undue hardship ruling for defaulted FFEL student loans in Arizona?

I'm going to have to disagree some with my colleagues. It is difficult, but not impossible, to discharge student loans in bankrupitcy and that is...

I had a chapter 7 discharged in nov 02 in az, can i file chapter 7 again?

Yes, enough time has passed, but rules have changed about marital debts in a way that favors chapter 13. Please talk to an attorney about your...

Our home was foreclosed on and now we are getting divorced, how will the foreclosure affect the division of debt?

Any debt that remains from the house still needs to be divided in the divorce. But, the foreclosure may have extingushed all of the debt, depending...

Ugh, I am so confused. When can I get a new home loan?

These standards are constantly moving targets. It's no wonder you are confused. But, these are not legal issues, but loan underwriting issues. The...

How do a sue colection agency for not as the mini manda

The best thing to do is hire an FDCPA attorney in Phoenix. Federal Court is no place for a person to represent themselves. go to www.naca.net for...

Secured debt totals for chapt 13

I think the issue of whether the debt on the commercial building is considered 'secured' or not depends on where you are in the process. If the...

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I am engaged to a european. I want to file bankruptcy but want to marry before I do. How do I not affect his new credit ability?

I understand the urgency with the green card. So, the short answer to your question is, what difference does it make? If you have decided that you...

Bank account frozen due to garnishment

This could be a big problem. Once the money is out of the 401(k) it may not be protected anymore, while it was protected while in there and would...

What steps do i have to do to make a motion to set aside a judgement

One thing I would add to Mr. Mannis excellent answer about the debt itself is to consider your rights under the federal Fair Debt Collection...

Respectfully, making a decision about bankruptcy or Chapter 128 based on which is better for your credit is a poor idea. It's like having the tail...