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What If I Do Nothing?If you do nothing then nothing changes. Your creditors will still hound you with letters and telephone calls. You will still be faced with the threat of civil lawsuits followed by ...
See Full GuideWhy Do You Need a Bankruptcy Attorney?You dont. Anyone can file their own bankruptcy if they can figure out how to do it. The problem is that there are many steps that are required to successfully file...
See Full GuideCan One Spouse File for Bankruptcy? Yes. But it is not often advisable unless the non-filing spouse has little debt or no debt. The couple should take a hard look at the debt load of the potential non-...
See Full GuideCredit Counseling was not required prior to the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) which took effect on October 17, 2005. Under the act, an individual may not file a bankr...
See Full GuideThe means test is designed to determine whether you have enough income to repay some of what you owe to your creditors. If you do have enough income to repay some of what you owe to your creditors then...
See Full GuideMost people who file bankruptcy are required to appear only once at what is known as a 341 meeting. The 341 meeting is conducted by the bankruptcy trustee assigned to your case. The 341 meeting for mos...
See Full GuideFiling of a bankruptcy stops foreclosure as long it is filed before the foreclosure happens.In Tennessee, foreclosure is typically done with notice. When the time to foreclose comes, the lender simply ...
See Full GuideSERVICES: We are a Debt relief agency. We help people file for bankruptcy under the Bankruptcy Code. GENERAL INFO: It may be impossible to get a good loan after filing bankruptcy. On the other hand...
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