Archived
I have $50,000 in credit card debt , no income, no assets why file bankruptcy ?- family supports me I'm
80 yrs old.
Fredrick's answer
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Answered on September 05, 2014
One reason to file would be to save your family trouble down the road. When you eventually pass away, your family will have to clean up the mess...
Archived
Is it too Late to Fight a Lien?
Fredrick's answer
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Answered on August 22, 2014
If a lien has been recorded, but you have paid the underlying dues for which the lien was filed, you should have the lien released. If the HOA...
What happens to a car that is included in a Ch 13 plan when it breaks down? Is it possible to junk it?
Fredrick's answer
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Answered on August 22, 2014
First, contact your current bankruptcy lawyer. Do not dispose of the car or take out a new car loan without speaking to him or her first, as this...
Archived
What is the name of the court of appeals case that defines unreasonable HOA fees and cost in Maryland?
Fredrick's answer
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Answered on August 22, 2014
Also, related is Md. Real Property Code Ann. § 14-204(d)(2) (see below for summary). Also, you may want to consider Chapter 13 bankruptcy. In a...
Archived
BANKRUPTCY
Fredrick's answer
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Answered on February 24, 2012
An IRS repayment plan made through a Chapter 13 bankruptcy can stop IRS interest and eliminate penalties. Chapter 13 can even reduce the amount of...
Archived
How do I dispute someone pursuing a judgement against me?
Fredrick's answer
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Answered on February 23, 2012
I agree, you need to hire a local attorney right away to deal with the lawsuit. Your attorney will likely be able to slow the process down...
Archived
Foreclosure after bankruptcy (chapter 7)
Fredrick's answer
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Answered on February 23, 2012
I agree, you should talk to a local real estate attorney in Salisbury to get a realistic sense of the time frame. Another thing to consider is...
Archived
Bankruptcy
Fredrick's answer
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Answered on February 09, 2012
I agree with the answers above. But also, merely stating what you pay in rent on your Schedule J, along with your testimony under oath at the...
Can i request charging documents pertaining to a person (not myself) in the state of MD?
Fredrick's answer
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Answered on February 08, 2012
Go to the court where the documents have been filed. You'll need to go to either the civil clerk or the criminal clerk, depending on what type of...
Bankruptcy and Deed of Trust
Fredrick's answer
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Answered on February 08, 2012
I would not sign a new deed of trust until you've talked to an attorney and he or she has reviewed your paperwork in detail. There are bankruptcy...
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