Neighbor's pipe burst in front of their stop and waste valve and flooded my basement. Both our insurances are denying coverage.
Etienne's answer
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Answered on September 01, 2012
Your insurance company should have sent you a denial letter indicating the portion of the policy, which they relied on in denying your claim. A...
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Does the money rec'd from insurance co for property damage have to be utilized to restore the property to its initial state-in N
Etienne's answer
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Answered on August 31, 2012
You do not have to use any of the money towards repairs. You can also choose to make repairs in a different way than adjusted or do the repairs...
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Can a mortgage company hold funds from an insurance claim if I am not the person on the mortgage?
Etienne's answer
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Answered on August 14, 2012
You did not state that you were named as the personal representative or executor so you should have that person contact the mortgage company and...
Archived
Home owners insurance
Etienne's answer
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Answered on August 14, 2012
From the answer given to you by the insurance company it would seem the policy your mother had included an exclusion on damage caused by burglars...
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Do I have to sign my insurance claim check over to the lien holder?
Etienne's answer
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Answered on July 23, 2012
Your question is one of contract law not insurance. Most States require a lienholder be listed in any claim payment that is made directly to the...
Archived
Can the insurance only give me what I paid to have my roof fixed when I didn't go back with like kind and quality?
Etienne's answer
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Answered on July 16, 2012
The insurance company made payment to you before you started the work for the actual cash value (ACV) of the repairs to your roof. From your...
Archived
Whose at fault if there is a 3 car impact
Etienne's answer
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Answered on July 09, 2012
Each insurance company involved in the accident will have their own adjuster investigate the scene and take statements from the involved and...
Can I request recoverable depreciation if my homeowners insurance payment is already more than I paid for repairs?
Etienne's answer
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Answered on July 03, 2012
The insurance company made payment to you for the actual cash value (ACV) of the repairs. This amount is owed to you whether you do the work or...
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