Archived
How do you respond to a summons for a credit card debt? I moved and received no notices until this. What do I do?
Emily's answer
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Answered on June 22, 2016
If you have received a summons, do not ignore it, or you will almost certainly have a judgment entered against you. You should contact a consumer...
What is the statue of limitations for bad check written for $1000 in the state of Tennessee?
Emily's answer
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Answered on June 22, 2016
The calls are likely a scam, and the threats to family members of jail time likely violate the Fair Debt Collection Practices Act. Debt collectors...
Archived
I would like to know what I need to do with my id theft/fraud?? can i get some legal assistance please?
Emily's answer
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Answered on June 22, 2016
The Fair Credit Reporting Act provides important protections to fight the consequences of identify theft. While most people know that the law...
Archived
Student loan debt relief processing fee scam
Emily's answer
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Answered on June 22, 2016
I agree with all of the other contributors. I wanted to suggest filing a complaint with the Federal Trade Commission as well, which has recently...
How long is the statute of limitations for theft by deception?
Emily's answer
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Answered on June 21, 2016
You should contact an experienced consumer attorney licensed in your state for advice right away. The threat of jail time as a collection tactic...
Archived
Sears/ collection on my husband account, i wasn't married to him at the time i went into default, we are both on social security
Emily's answer
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Answered on June 21, 2016
More facts are needed about your circumstances in order to provide good advice. Did the debt go to judgment? If not, is it past the statute of...
How can I sue an online college from another state?
Emily's answer
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Answered on June 21, 2016
While I generally agree with Mr. Johnson's answer, I respectfully disagree with his advice about the loans for the semester after graduation. If...
Archived
Corinthian college student loans...what ELSE can I do to have a partial or a full loan discharge?
Emily's answer
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Answered on June 21, 2016
You should consider contacting an experienced consumer lawyer licensed in your state who is familiar with student loan law for assistance. As you...
Archived
Revised: Statute of Limitations
Emily's answer
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Answered on June 20, 2016
I just found your revised question, and my advice remains that you should consult an experienced attorney licensed in your state as soon as...
Archived
Statute of Limitations
Emily's answer
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Answered on June 20, 2016
You do not indicate whether the student loan is federal or private, but for federal student loans Congress has eliminated the statute of...
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