What do i do if my mortgage company won't acknowledge their own re-affirmation after discharge?

I would just like to comment on the idea that the reaffirmation agreement would add obligations to the debtor that did not exist prior to the...

I am trying to find attorney experienced in Non-Consumer Chapter 7, because my Rental property debt is over 51% of my total debt

I agree with my fellow attorney above as to most of what was said. There is very good counsel there. However, I would like to add that when filing...

My chapter 7 has been discharged, my mortgage co wants to do a deed in lieu and sent me paper to sign what language should i

A Deed in Lieu takes the place of a foreclosure (that is what the Deed is in Lieu of). So, instead of going through the legal requirements of...

Very confused over issue regarding family court order that I pay loan in divorce. Am in chapter 7. Called atty who said:

I need to adjust my previous answer. While I sustain most of my previous answer, I do need to clarify something I said. The discharges allowed...

Very confused over issue regarding family court order that I pay loan in divorce. Am in chapter 7. Called atty who said:

While the other answers are appropriate, I want to answer the whole "super discharge" comment. That is absolutely false. There is no difference...

In chapter 7. Owe back spousal support. Am confused. I read that even my exempt property can be taken for this debt.Taken in BK?

Exempt property means just that - it is exempt from the bankruptcy estate and cannot be touched by the trustee (ergo, your creditors cannot touch...

No. Generally, the 341 Hearing, or the Meeting of Creditors, is a chance for you to be sworn in and under penalty of perjury declare that...

Follow up question: Does money received from your income tax return count as income for chapter 7 means test purposes?

No. Income Tax Returns are exactly that - a return of income you already earned in the previous year, but which Uncle Sam has kept for you...

Defualting on a Private Student Loan

I would like to contribute to the third question here. Firstly, there is no disctinction between private and federal student loans in bankruptcy....

In chapter 7 & confused over upcoming income tax refund issue. Haven't even filed yet. Due Apr 15. How to list/exempt?

Even Expected Tax Returns are part of your "Bankruptcy Estate," because they are based on income earned prior to your filing. Most of a return is...