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No!your spouse does not have to file bankruptcy along with you if he or she does not want to.You can file alone if you wish without your spouse becoming part of the bankruptcy at all. If the non-fil...
See Full GuideI should add, unless it's over $1 million. That's right. You can save up to $1 million in a government approved retirement fund like a 401k or IRA and it will be exempt in the bankruptcy. That means yo...
See Full GuideMany of my clients have debts that are very old. Collection agents have long since been brought in and my clients are being called on the phone sometimes 20 times a day to pay these debts. It's especia...
See Full GuideThe short answer is yes! Don't try to file a bankruptcy without one! Your attorney will know the law first and foremost. The attorney will know if you have too much property or income for instance as ...
See Full GuideGood news! That is okay! Generally a non-filing spouse's income is included in the bankruptcy means test as household income even if the spouse is not filing bankruptcy unless the spouses live apart. ...
See Full GuideYes, we can settle your debts! Usually at a steep discount over what is owed. You may have already received letters from creditors offering these discounts if you have held this debt for some time. If ...
See Full GuideHave you considered bankruptcy? If you have many debts which you cannot pay then it may be good idea to consider filing. If creditors are calling you 50 times a day and your credit score is shot then i...
See Full GuideHow many times does someone hand you cash?I'm sure it's not often but it is the case that lenders are offering cash for keys after a foreclosure.You may or may not be upset about the foreclosure and yo...
See Full GuideGood news! It's free! But don't go anywhere that say "free credit report" and expect a free report with no strings attached. The proper place to go is annualcreditreport.com. This is the site that the ...
See Full GuideNo! Your landlord will probably not even know that you filed and if he did you are protected by law. A landlord cannot legally evict a tenant for filing bankruptcy. If you file bankruptcy and then try ...
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