Archived
Boyfriend had a chckng acct hacked 8 yrs ago in Va. they closed acct. He recently open acct w/ same bank n they took his money
Douglas's answer
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Answered on October 14, 2011
In California most banks and credit unions have cross-colllateralization agreements that you sign (in the fine print) when you sign up for a...
Archived
I still have a auto lease that was supposed to be a part of my bankruptcy still on my credit report.
Douglas's answer
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Answered on October 14, 2011
This lease should be part of your bankruptcy filed in 2004 and your liability for it should be discharged in your bankruptcy. Check with your...
Archived
I was issued a summons for money owed.
Douglas's answer
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Answered on October 14, 2011
I get these frantic requests form clients often. They want to know what an answer is, how to answer it, what are the effects, etc. I love giving...
Archived
How do I handle a judge who is asking me to pay my x-wife lawyer 19,000 which I don't have from 2 years ago.
Douglas's answer
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Answered on October 14, 2011
I agree that bankruptcy may be the answer to escape from all of this debt. If this debt is dischargeable then bankruptcy will wipe it out and you...
Archived
What can I do to stop harrassment by plaintiff who got a default judgement against me?
Douglas's answer
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Answered on October 14, 2011
I think that you should consider filing for bankruptcy and end the whole thing especially if you have no money to continue fighting your landlady...
Quit-claim deed and bankruptcy?
Douglas's answer
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Answered on October 14, 2011
My thought is to look out for the fraudulent transfer laws if there is any equity in the home. (If there is no equity then there is no problem). ...
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Archived
BK court in riverside ca has dismissed my chapter 7 w/o discharge for my attorney not filing form 23 how can I reopen the case
Douglas's answer
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Answered on October 13, 2011
Wow, I hate to hear these stories. It sounds like the attorney did not at all file the B23 or let you know that he did not file it. The...
How do I prove that I have no assets?
Douglas's answer
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Answered on October 12, 2011
You also might want to wait and see their evidence that you are a gun owner that has stockpiled ammo. Once you see what that is then you can find...
Archived
Credit card collection matter: "Account Stated"
Douglas's answer
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Answered on October 11, 2011
The good news is that all of that "account stated" and "Bill of particulars" (which probably goes back to old England) does not matter if you file...
Archived
Can an unsecured 2nd mtg. be discharged in chp 7 bankruptcy?
Douglas's answer
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Answered on October 11, 2011
I agree that you can discharge your personal liability for the second mortgage in a chapter 7 bankruptcy and that means that you will never owe it....
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