Questions answered by Dennis Andrew Chen

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What are our rights?

Dennis's answer | Answered on June 20, 2009

This type of claim is not covered by collision coverage. It falls under the comprehensive coverage. For the home owner to be liable you have to...

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If a company buys a debt from a company , their choice - do I have to pay them?!

Dennis's answer | Answered on June 20, 2009

The sale of debt from one company to another is legal and the purchaser has the right to collect from you. There is nothing illegal about that...

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I paid on my debit card for services not rendered-company out of business-used debit card on 2/17/09-how do I get $ back?

Dennis's answer | Answered on June 20, 2009

It depends on whether the company has any assets. If the owners took the money without an intent to provide any services they may have committed...

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My HOA fees use to cover my cable bill i am still being charged the same amount on my HOA but without cable service.

Dennis's answer | Answered on June 20, 2009

If you want to maintain cable service you will probably have to pay the cable company directly. your dispute is with your HOA. Under Florida law...

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I have paid for my vehicle in full and am having trouble receiving my title. What are my options?

Dennis's answer | Answered on June 20, 2009

When the dealer agreed to accept the payoff sum, a contract was created. The fact that there was a lien for $250 does not change the terms of your...

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I have a business in my name in FL but I'm not the operating party in any transactions. Now my husband is being sued and so am I

Dennis's answer | Answered on June 20, 2009

I don't have enough information to provide a complete answer. Your liability will depend on what type of claim is being made and the actual...

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Does the bank have to reestablish the note prior to filing

Dennis's answer | Answered on June 20, 2009

Consult a foreclosure defense attorney. They do need to re-establish the lost note. Quite often they are not able to do so. An attorney may be...

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What if the bank ignores a legal rescission

Dennis's answer | Answered on June 20, 2009

If by 'legal' rescission you mean that you followed the proper procedure for rescinding the mortgage then there should not be a problem. you...

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I entered into a contract to buy a log cabin kit, I paid down over $30k. I became disabled in October 08. Can i get $ back.

Dennis's answer | Answered on June 20, 2009

This is a contract matter that can be answered only after reviewing the contract. Find an attorney in the Central Florida area to review the...

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Is there any thing i can do to avoid a dificiency judgement against me for a forclosuer

Dennis's answer | Answered on June 20, 2009

Not all lenders will demand the full amount in a short sale. If the short sale is negotiated properly you could have the sale approved and have no...

Dennis Andrew Chen's Answers (1546)

What are our rights?

If a company buys a debt from a company , their choice - do I have to pay them?!

I paid on my debit card for services not rendered-company out of business-used debit card on 2/17/09-how do I get $ back?

My HOA fees use to cover my cable bill i am still being charged the same amount on my HOA but without cable service.

I have paid for my vehicle in full and am having trouble receiving my title. What are my options?

I have a business in my name in FL but I'm not the operating party in any transactions. Now my husband is being sued and so am I

Does the bank have to reestablish the note prior to filing

What if the bank ignores a legal rescission

I entered into a contract to buy a log cabin kit, I paid down over $30k. I became disabled in October 08. Can i get $ back.

Is there any thing i can do to avoid a dificiency judgement against me for a forclosuer