Archived
Does a judgement creditor have to domesticate their judgement to Oregon to levy my accounts there at a credit union?
Deborah's answer
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Answered on July 19, 2015
Yes, As Attorney Rubino said, the PA judgment must be transferred to Oregon in order to begin execution proceedings there. That would include...
Archived
Bank of America is trying to foreclose. They claim missed payments, yet none were missed. Will not return calls to resolve
Deborah's answer
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Answered on July 19, 2015
Hire an attorney to defend you and perhaps sue the servicer for improper collection activities. If you have the proof of payments made and get a...
Archived
My S Corp went out of business. A summons was issued in the business's name to appear in small claims court for a debt owed.
Deborah's answer
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Answered on July 16, 2015
You would need to hire an attorney to represent the corporation. If you have no personal guarantee, the judgment will only be against a...
Can I save my house from tax sale by claiming bankruptcy and how does it work?
Deborah's answer
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Answered on July 16, 2015
A chapter 13 reorganization plan allows you to stretch out the real estate tax debt over 5 years. But you must file prior to the date of the tax...
Archived
In the process of applying for a loan modification, do we need a lawyer?
Deborah's answer
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Answered on July 14, 2015
Hire an attorney if your house is in foreclosure. You can do the modification paperwork yourself but remember to make copies of everything and...
Archived
My car was repossessed after I missed only 2 car payments. The reason I missed the payments is because I have been out of work.
Deborah's answer
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Answered on July 14, 2015
File bankruptcy before the car is sold at sheriff's sale.
Archived
Foreclosure or Sherrifs Sale
Deborah's answer
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Answered on July 14, 2015
No. The second mortgage would have to pay off the first mortgage. Usually that does not happen. If you have regular income, have you thought...
Archived
Ex boyfriend used my credit card with and without my permission, agreed he would repay me. Do I have a case to sue?
Deborah's answer
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Answered on July 14, 2015
Suing is easy and I'm sure you would win in District Justice Court. The next thing is trying to collect...There is no wage garnishment in PA and...
Archived
How do I remove collection accounts?
Deborah's answer
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Answered on July 13, 2015
Do not pay any money to any of these creditors as these debts are beyond the statute of limitations. They will automatically drop off your credit...
Archived
How do you know if a loan is secure or unsecure ?
Deborah's answer
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Answered on July 13, 2015
Look at your title. The encumbrance will be noted on the bottom left-hand corner of the title. Your lender may also hold the title which is valid...
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