Archived
Bank has given me foregiveness of debt on my house. Recently received original documents of home equity with the word CANCELLED?
Deborah's answer
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Answered on March 10, 2018
You do not owe the lender money but you may owe income tax on the amount lender forgave. Check with your accountant. If so, you may want to think...
Archived
I was discharged & my chapter 7 case was closed on Aug of 2017, I now got a medical settlement, can my creditors take my money ?
Deborah's answer
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Answered on March 02, 2018
You needed to have listed the lawsuit/claim that gave rise to the settlement on your bankruptcy petition and also claim it as exempt. Please...
Archived
How can I get my tax money from my husband?
Deborah's answer
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Answered on March 01, 2018
You should contact your divorce lawyer about this. If you have a marital settlement agreement, then it can be enforced in a local court. In any...
Archived
What will happen to my father's retirement income if the house goes into foreclosure?
Deborah's answer
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Answered on March 01, 2018
You need to hire a qualified consumer bankruptcy attorney in your area to file a Chapter 7 for your father. His retirement, if social security, is...
Archived
How can I get my name off of a deed with my husband that I have been separated from ?
Deborah's answer
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Answered on March 01, 2018
You cannot afford to go at this without a lawyer. Try your county bar association for a low cost referral. If many of the debts are joint, your...
Archived
Do i have to pay back lot rent?
Deborah's answer
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Answered on February 28, 2018
There is simply not enough information to help you in this case. Please call a lawyer and review the matter. Normally a lease is for a certain...
Archived
Do I have to pay my auto loan off after totaling it?
Deborah's answer
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Answered on February 23, 2018
No. That’s why we seldom have our clients reaffirm vehicle loans. And if there is no lien on the title, your insurance company won’t sent a joint...
Archived
If a money judgment is issued against you, can you pay it back in small payments?
Deborah's answer
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Answered on February 21, 2018
Once the judgment is final, the creditor controls the collection process. Most will accept a phone call and a workout with payment terms but it is...
Archived
Can I repo my car by myself
Deborah's answer
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Answered on February 21, 2018
You can repossess the car as long as you have placed a lien on the title. If not, you will need to sue him for the money and then have the sheriff...
Archived
Can I sell a car without the Co-buyers consent?
Deborah's answer
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Answered on February 21, 2018
No. However, if you pay off the car loan and take an assignment of the lien, you can repossess the car and sell it. I hope this helps. Good luck.
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