Archived
Can they still levy my bank account or get back onto my credit report as a derogatory mark?
Deborah's answer
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Answered on May 04, 2016
It is probably a scam company. Whatever you do, refuse to pay even $1.00 towards the claim as that will reinstate the statute of limitations. ...
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Can we walk away from our home at this point, 5 years after the bankruptcy and with a loan modification?
Deborah's answer
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Answered on April 26, 2016
I respectfully disagree with Mr. Boyd. Yes. I believe you can simply walk away from the property as it was not reaffirmed in the bankruptcy and a...
Archived
What are the consequences of surrendering our house while in Chapter 13 and is it even possible?
Deborah's answer
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Answered on April 14, 2016
Yes it is possible. Go back to the attorney who represented you in the filing and ask him/her to modify your plan to surrender your house. You...
Archived
DO I have grounds to litigate against the Attorney who filed the Chapter 7 Bankruptcy?
Deborah's answer
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Answered on April 07, 2016
Perhaps you can provide more facts but on the basis of what you presented I do not see grounds for a mal-practice action against your bankruptcy...
Archived
Will creditors take money from inherited Ira if claiming bankruptcy
Deborah's answer
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Answered on April 07, 2016
The Eastern District Bankruptcy Courts appear to follow the majority rule that an inherited IRA cannot be exempted under the standard IRA section...
Archived
What is the statue of limitations for collecting on a pay day loan. Am i in trouble for putting a stop payment
Deborah's answer
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Answered on March 30, 2016
Short Answer: Yep! Once you made a payment you started the statute of limitations running all over again. Too bad you asked the question now and...
Archived
Can the hospital hold me responsible for the unpaid medical bills?
Deborah's answer
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Answered on March 30, 2016
Under PA law the spouse may be responsible for "necessities" even without signing the hospital admittance forms. Check with an estate lawyer to be...
Archived
Are they allowed to ask for more than what I make a month?
Deborah's answer
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Answered on March 29, 2016
The first thing I would suggest is finding a certified bankruptcy attorney in your area to assist you in analyzing your situation to see what...
Archived
How do I get my private student loan forgiven and off my credit
Deborah's answer
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Answered on March 28, 2016
There is a free website to begin the objection process. Go to www.annualcreditreport.com. You can electronically begin the process for each...
Archived
My question is, how do I respond if I don't own anything? Do I just say, "I do not own any property..etc" for the questions?
Deborah's answer
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Answered on March 28, 2016
I would definitely hire an attorney to see if the judgement is valid or capable of being opened. Your credit will be severely dinged even if you...
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