David C. Ansani's Answers (44)

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Representation pro se

David's answer | Answered on July 23, 2009

Unless you are an attorney, you cannot represent your fiance in court in the matter. Pro Se means by one's self.

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Can they garnish your wages afer a foreclouser

David's answer | Answered on July 23, 2009

Technically, the bank can garnish your wages after a foreclosure if the judgment amount that they receive is in excess of the amount that they...

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My husband and I are considering a separation. He will be the one moving out of our home. He wants to buy property.

David's answer | Answered on July 20, 2009

This is one of those situations where your gut reaction of being uneasy is probably the best advice that you can receive. Putting additional liens...

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Eviction - Do I have to get a lawyer to do an eviction or can I go about the process without one?

David's answer | Answered on July 10, 2009

There is no prohibition about you doing it yourself, but forcible entry and detainer law is very technical and loaded with problems for Chicago...

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Can I foreclose on property if I hold the 2nd mortgage & am not being paid?

David's answer | Answered on July 10, 2009

If you hold the 2nd Mortgage and it is in default, you may foreclose. However, once you go down that road, you will have to deal with the issue of...

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I live in my 2 unit building, my tenant has not paid his rent, can I change his lock after giving him notice? Lease is up 08/01

David's answer | Answered on July 10, 2009

Do not lock your tenant out. It is seen as self help and will end up being a problem for you. You should seek a lawyer's advice on filing the...

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Is it necessary to hire an attorney to probate my deceased fathers house and bank account?

David's answer | Answered on July 10, 2009

You do not need an attorney to file the will, as explained above. If the total value of the estate is less than $100,000, in most cases, a small...

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If a title was issued to me instead of the leinholder, by law am i the rightful owner of the vehicle.

David's answer | Answered on July 10, 2009

Is the lender listed on the title? Do you owe the money? Even if they don't repo the car, they can sue you if you signed a promissory note. You...

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If my business is incorporated-why am I being held personally liable for much of the debt?

David's answer | Answered on July 10, 2009

I agree with my colleagues above. The guaranty will make your husband liable for the debt.

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Can I foreclose on a home if I hold the 2nd mortgage and no payments have been made to me, while the 1st one has been paid?

David's answer | Answered on July 10, 2009

If you hold the 2nd Mortgage and it is in default, you may foreclose. However, once you go down that road, you will have to deal with the issue of...

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