Archived
What are my options to get my deposit back from our ex landlords? It has been 74 days since the lease end and still nothing.
Danielle's answer
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Answered on March 25, 2014
You may want to try sending a letter to the landlord or management company that is holding your security deposit -- explaining the date you moved...
Archived
How can I request a Pay-for-Delete if I haven't been contacted, but I have a collections account on my credit report?
Danielle's answer
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Answered on March 25, 2014
The credit report should list an address for all creditors on your report -- sometimes they're listed with each account, and sometimes they're...
Old TD Bank Overdraft Debt being acted on after TD Bank Overdraft Settlement. Debt Collector is threatening they will sue me.
Danielle's answer
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Answered on March 25, 2014
You have rights under the Fair Debt Collection Practices Act and Mass. regulations -- including the right to stop a debt collector from calling you...
Archived
Every month my car insurance comes directly out of my checking acct- recently, without notice, the credit union took 3 payments!
Danielle's answer
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Answered on March 14, 2014
The answers may vary a bit depending upon whether you set it up with the insurance company for them to automatically withdraw money from the...
Archived
Can a creditor from 12+ years ago garnish my paycheck without notify me first?
Danielle's answer
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Answered on March 13, 2014
It is not clear from your question when you were sued, or when the judgment may have entered against you (if that was in Kansas or Massachusetts). ...
Archived
Should a debt collector be asking me to prove I don't owe a debt that they claim I owe?
Danielle's answer
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Answered on March 07, 2014
After your requested validation of the debt, the debt collector is supposed to send you the name and address of the original creditor, any copy of...
VA loan from USAA to PPH mortgage and refinanced once. 8 missed payments, after foreclosure what tax consequences? Garnishing ?
Danielle's answer
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Answered on March 07, 2014
If you were served with a foreclosure lawsuit, you should file a Request for Mediation within 20 days because Maine has a Foreclosure Mediation...
Archived
ARE DEBT COLLECTORS SUPPOSED TO SEND YOU AN ANSWER TO A DEBT VALIDATION LETTER "BEFORE" THEY ANSWER A CREDIT REPORT DISPUTE?
Danielle's answer
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Answered on March 07, 2014
You should probably consult with a consumer attorney in your area to determine whether you have a potential claim to bring, and you can find one at...
Archived
CAN I GET SUE IN ANOTHER STATE AFTER I HAD MY CASE DISMISSAL IN MARLBOROUGH MA IF THE ORIGINAL CREDITOR SOLD THE DEBT ?
Danielle's answer
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Answered on March 05, 2014
First - if you do not live in New York, and did not live in New York when the original account was opened, it may be a violation of federal debt...
Archived
What dod i do
Danielle's answer
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Answered on March 03, 2014
I'm not sure from your question if someone is contacting your sister trying to collect on a debt, or if it is a solicitation/junk email.. if it's...
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