Disability/bankruptcy

You haven't indicated the amount and type of your debt here, or any information about your expenses, so I can't really provide information about...

Bankruptcy type question and outcome scenerio

Your situation is complex, and your options really can't be summarized easily here, other than telling you that your debt probably exceeds the...

401k/bankruptcy

Generally speaking, it is never a good idea to declare a default on your 401k plan loans (or to take a 401k loan in the first place). Why? The...

You should contact an attorney to discuss your situation. Someone experienced can discuss your options with you and help resolve any confusion...

Bankruptcy

When you say your "bankruptcy was revoked," I'm guessing you mean your case was dismissed. If your case was dismissed for an administrative...

What are my options against a friend who borrowed money and has not yet paid me back

You have many legal options, including obtaining a wage garnishment of your friend's work income. Your options as a creditor are many, and can't...

How can we consolidate all our debt with bad credit?

Chapter 11 is probably not an option for you. You may qualify for a Chapter 13 repayment plan, and you should contact an attorney to discuss your...

Can I file for chapter 13 bankruptcy to stop a garnishment if I was discharged in chapter 7 in 2005

Probably yes. However, the restrictions on refiling are complex, and some people who have filed previously will not be eligible for a Chapter 13...

Can a debtor be held responsible for any deficiency after car has been repossessed under NM debt collection laws

Yes. Some lenders make a big deal out of the difference between a "voluntary" and "involuntary" repossession, or will try to convince you that if...

Can we file for bankruptcy when we have more than $300k in home equity, NY state

When you file for bankruptcy, the trustee reviews your case to determine if s/he can sell your home and pay your creditors on your behalf. There...