Archived
Am I personally responsible for HOA dues post BK7 discharge with forclosure? By reading declarations I belive I am exempt.
Carl's answer
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Answered on December 23, 2012
Your reading of the CC&rs is incorrect. A bank foreclosure just means that tha HOAs lien is wiped out. Unfortunately, you still owe the dues. ...
Archived
How can I collect on a NSF check when I have reason to believe I won't be able to collect on a judgment in small claims court?
Carl's answer
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Answered on December 22, 2012
Well, you won't be able to collect anything until you get a judgment. The first thing I would do is file a small claims action. One you get the...
Archived
I am thinking of filing bankruptcy will I be able to keep my house since I have a government lone?
Carl's answer
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Answered on December 22, 2012
If you can't make the payments, you will eventually lose the home unless the lender agrees to a loan modification with payments that you can afford...
Archived
Out of state debt collector violated FDCPA. Where can I purse the federal case against it?
Carl's answer
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Answered on December 22, 2012
Not all courts agreed that HOA dues are consumer debt for the purposes of the FDCPA. I would do as Ms. Goldstein suggests by contacting a local...
Archived
I recorded my abstract of judgment 2 days ago. Judgment debtor has rental properties in foreclosure and 3 weeks from
Carl's answer
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Answered on December 22, 2012
The only thing relevant to the trustee would be a copy of the abstract of judgment with the recording stamp form the county recorder. There is no...
Archived
Need to find out on how to file a motion in order to collect money that is legally mine
Carl's answer
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Answered on December 22, 2012
This doesn't make any sense. Your own attorney is claiming the money for other people? You need another attorney right away.
Archived
A theft by conversion warrent was issued by the car creditor and I have already filed bankruptcy and the car is in my possession
Carl's answer
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Answered on December 22, 2012
I question whether or not this "warrant" is real. If you have an attorney for your bankruptcy, bring this to his or her attention right away. ...
Archived
Filed BK ch, 7 on Business . But My Old landlord kicked me out of the building and holding my equipments for back rent payment
Carl's answer
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Answered on December 22, 2012
Your question is far to complicated to answer in this forum. If your attorney won't explain why they won't do anything, get another attorney.
Archived
How long does a person have to re open a Bankruptcy case? A friend owes me $7800 and he's threating to re open it and add me.
Carl's answer
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Answered on December 22, 2012
The other attorneys are correct when they say that this debt was discharged. You should dismiss this lawsuit now because he doesn't need to reopen...
Archived
Is it legal for me as a private lender to cooperate with HOA to get home buyer out of house
Carl's answer
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Answered on December 22, 2012
If you don't have confidence in your current lawyer, get a second opinion. In most states, the lender in the first position has priority over the...
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