We can no longer afford to live in our townhouse and want to know how to file bankruptcy

Bankruptcy probably won't make the student loans go away. There are income bases repayment plans that might be able to help you. I would schedule...

Is my brother responsible to pay on this credit line?

This sounds like something that your brother should discuss with his divorce attorney. There might be a remedy in the family'/divorce court, but...

Can I put an Ad in the Paper to state that my Father is no longer financially responsible for the debts of his wife (they are

Your father should speak with a family law attorney about this. I doubt that what you proposed to do would have any legal effect and I doubt that...

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Chapter 7 bankruptcy in California. Can an HOA lien on home ever be "Avoided" like a judgment lien can?

I agree with what Mr. WhitaHOAs will sometimes sue for a money judgment in small claims court and record a judgment lien called and Abstract of...

How to request an ORAP hearing for my judgment debtor. I filled out the forms brought them to the court but they said i

The rules vary by county, so you will need to consult the local rules in your county or talk to a local attorney. In San Diego, I would submit the...

Must a homeowner be informed in writing that a foreclosure date has been set and then it is put off and reset without notice in

No. This happens all the time and the verbal notice given at that auction is usually legally sufficient.

Two months ago, credit card company made automatic payment twice when I had asked to change the dates over the phone with them.

When I hear stories like this about people struggling to makes minimum credit card payments, it is usually time to call a bankruptcy attorney. You...

If on your credit report an account is "charged off" and you receive a letter from a collection company, is it true that as long

No, that is not true. Charging off a debt is something a creditor does for a tax deduction. The debt remains collectible until the statute of...

What should I do if an account was not included in my bankruptcy? Does this mean that the creditor rejected the discharge?

Just file an amendment to add them and give them notice of your bankruptcy. You still have time. If this is a student loan debt, however, it will...

Firing someone who is in personal bankruptcy chapter 7

If you file for Chapter 7 bankruptcy, there is no law prohibiting a former employee of your company from making an offer to the trustee or bidding...