Can a California Chapter 7 Trustee sell my home without paying me my wildcard exemption of $13,000.00

Something doesn't sound right. It could be that you failed to properly claim your exemption In the property. Mr. Harrington is correct when he...

You need to have your loan documents reviewed by a local attorney. Credit unions often have clauses that connect the accounts even though they are...

I had a chapter 7 bankruptcy discharged in 2007 and find myself again in a negative situation again.

You won't be eligible for a Chapter 7 discharge until 8 years have passed since the filing date of your first Chapter 7 case. Voluntary...

Can i file bankrupt if employed with limited income and keep my vehicle?

Like many attorneys will say, it depends. When you file for bankruptcy, the law allows you to claim some of your property as exempt. This means...

Chapter 7 Should I write a $95.00 bad check collection agency on my debts on the bancrupcy filing?

You question is a bit confusing the way that you have worded it. If you file, you must list all of your debts. If you wrote a bad check, you...

How can I stop the illegal garnishment of my wages

You didn't specify how you think the garnishment is illegal. The location of your employer might not matter. Do you have a judgment against you?...

Wondering if I am nearing my final payment in my chapter 13 case?

Well, it really depends on the terms of your plan. If your plan establishes $54,000 as a base for unsecured creditors to be paid, the court and...

I won a binding calif. arbitration and award. Now the defendants are seeking bankruptcy.

If the individual defendants file bankruptcy, you would need to file a lawsuit in bankruptcy court called an adversary proceeding to seek a "carve...

Does filing a request to the Court to require the loan servicer to "Produce The Note" really afford leverage to homeowner?

You will need to talk to a local real estate or consumer rights attorney about this. My experience has been that most courts are not receptive to...

Do I have to file my chapter 7 papers in person, or can I file electronically or by mail?

You would be wise to listen to Mr. Steingraber's advice, particularly if he is willing to assist you. You will probably need to take time off for...