Archived
I have rcvd a limited civil lawsuit against me using SUM-100, what form do I use to respond how do I fill out the form properly?
Carl's answer
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Answered on November 12, 2013
This type of lawsuit is rare and you are probably not going to finds any step-by-step instructions to defend yourself. That's what attorneys do...
Capital one credit card received a default judgement against me 4 years ago. They are now trying to garnish my wages.
Carl's answer
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Answered on November 11, 2013
Bankruptcy is certainly a possibility, but you should consult a local attorney to see if you qualify for either Chapter 7 or Chapter 13. A...
Archived
Judge dismisses plaintiff's case (foreclosure) for failure to prosecute. Can same case be brought up again?
Carl's answer
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Answered on November 11, 2013
What is your goal...keep the house or save it? You try to make arrangements to voluntarily surrender the house and bankruptcy is an option as...
Archived
Can a collection agency for a credit card attech your pay check for 15% of your pay.
Carl's answer
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Answered on November 11, 2013
If someone sues you and gets a judgment, they can garnish your wages in most stages. Your state limits the amount of the garnishment to 15% of...
Archived
When you file chapter 7 bankruptcy will the trustee search for other bank accounts not listed on the petition?
Carl's answer
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Answered on November 08, 2013
Hiding assets like bank accounts from the trustee is a crime. You could lose your right to a discharge, be fined huge sums of money and even be...
Archived
Chapter 13 Fee application
Carl's answer
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Answered on November 08, 2013
You should address these questions to your attorney. Attorneys often do extra work in the the case that wasn't covered by the base fee. if the...
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Archived
After chapter 7
Carl's answer
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Answered on November 08, 2013
Your personal obligation was discharged, but the liens remain. Any charges authorized in the original loan agreement can continue to attach to the...
Archived
Can i still file a complaint to determine dischargeablitiy when my chpt 13 is completed im disable from work and can't pay my
Carl's answer
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Answered on November 08, 2013
There is no deadline to file a lawsuit to determine the dischargeability pf a student loan. However, this is also extremely difficult to do even...
Archived
In California, is a deed of trust supposed to state the interest rate that is also stated on the note?
Carl's answer
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Answered on November 07, 2013
No.
Archived
I'm the co-borrower on a 2nd loan. if borrower filed ch13 bankruptcy & got a lien strip order will the lien exist until I file?
Carl's answer
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Answered on November 07, 2013
You do not specify whether or not you are on title to the house. If you are are on both the loan and the title, the general consensus among the...
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