Can apply for bankruptcy without having to go through debt consolidation?

There is no legal requirement to try debt consolidation before bankruptcy. You should seek the assistance local bankruptcy for a consultation. I...

Active foreclosure

I don't know much about Florida foreclosure law because I am in California. However, I would urge you to consider a Chapter 13 bankruptcy. If you...

Can I sue a debt collector for harassing my family members ,telling them they are going to sue, leaving case numbers on vm?

What you describe certainly sounds like you have a claim against the collection agency under the federal Fair Debt Collection Practices Act....

The scope of a Rule 2004 exam "may relate only to the acts, conduct, or property or to the liabilities and financial condition of the debtor, or...

The California Penal Code has a provision that allows a merchant to make a demand of up to $500 from an individual accused of shoplifting in their...

Motel mgr interrupted my sleep two days in a row. 1st to change the smoke alarm and 2nd an inspection by the fire department.

You haven't described any illegal or outrageous conduct. You should find a different motel next time.

What is the statute of limitations on collecting a private debt?

It is my understanding that a money judgment in Arizona expire after 5 years unless you take the proper steps to renew it. You should consult an...

After the bar date has expired in an asset case for chapter 7 how long until the final report for court hearing usually takes

the final report doesn't happen until AFTER the money has been distributed and the trustee typically won't make distributions until after all...

Can I receive treble damages for a judgment I received 4 years ago?

You can collect interest on the judgment. I am not aware of any state that penalizes a debtor for not paying a judgment and certainly nothing...

Can I get a copy of a carfax report

There's no harm in asking the dealer for a copy, though I'm not aware of any law that requires them to keep a copy or give it to you. Carfax might...