Archived
Can HOA still charge me for Association Fees even if I already received discharge from chapter 7 and surrender that home?
Carie's answer
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Answered on August 18, 2010
The unfortunate answer is yes. With the revisions made in 1995 to the bankruptcy code a special provision was added that allowes hoa to continue...
Archived
I would like to know if I have a case that could go to the supreme court concerning my chapter 7 bankruptcy.
Carie's answer
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Answered on August 18, 2010
To begin with bankruptcy law provides you with an exemption for personal injury claims that should be returned to you before any other claims are...
Can my permanent workers comp disability be garnished by debt collectors?
Carie's answer
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Answered on August 16, 2010
The basic rule is that the only thing that can be garnished before you recieve it is income from work or an employer. Next any payments from the...
Archived
Can I file joint petition in Florida if my husband is not a FL resident?
Carie's answer
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Answered on August 05, 2010
You must be a resident in the state in which you are filing for the last 90 days. If you have not resided in the state that long, you can only file...
Archived
Should I file for bankruptcy?
Carie's answer
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Answered on August 05, 2010
I always tell clients to look at their finacial situation. If all of your unsecured debt (credit cards, etc.) was taken away and your income level...
Archived
We filed for business bankruptsie and added legal cost prevent us paying the lawyer.if our lawyer stops working what happens ?
Carie's answer
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Answered on August 05, 2010
Well it will depend where you are in the process. Has the petition been filed with the court? Have you had your meeting of creditors? You may be...
Archived
I am married, filing for bankruptcy singly. I understand I have to include my husband's income.
Carie's answer
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Answered on August 05, 2010
Yes you need to fill in line 4 on the means test. If he doesnt pay himself dont fill in the income section. Definatly make sure you account for...
Archived
If I have reaffirmed my debt on a leased car and then decide not to pay, are they any consequences other than losing the car
Carie's answer
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Answered on August 05, 2010
The most important thing is have you recieved a discharge in your bakruptcy? Second has it been 60 days since the reafirmation was filed? If either...
Archived
Security Deposit
Carie's answer
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Answered on July 29, 2010
Did you sign a written contract with the landlord for the property or did you have an oral agreement. If its written you need to review the terms...
Archived
How do you get a landlord to make repairs they claim they have already completed?
Carie's answer
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Answered on July 29, 2010
I would definantly request your landlord to have the electric company to come out and check the meter. It could be that it needs to be replaced. ...
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