Gene Wook Choe

When i came to Gene Choe's law office, i was desperate to save my home from foreclosure and from being sold at auction. I had received numerous mailings from various law offices, but decided to call his as i had just received a notice that day. It took a little over a year and a half to come to a r...esolution on a home loan modification after being lied to and basically taken for a ride by other organizations over the past 4 years. Everyone at this firm was compassionate, encouraging, supportive and empathetic to my plight. They all were extremely professional and provided excellent quality service. Not only did they diligently return my phone calls and ease my fears (which were constant), but they were able to reduce my principle mortgage balance by almost $200K and helped get me back on track financially by attaining a more manageable monthly mortgage payment. Constantly receiving notices on my door that my home would be sold at auction month after month was demoralizing and humiliating. I have completed my trial period payments and have now been approved to pay a more manageable monthly payment. I am forever grateful to Gene Choe and his highly capable staff for their achievements in saving my home and assisting me with my bankruptcy and foreclosure issues.

My wife and I hired Mr. Choe at a very difficult and stressful time. We were in the middle of an extended illness in the family which had wreaked havoc on our finances. We were behind on our mortgage payments and facing foreclosure. Like many other homeowners, our property value had tanked, and we ...couldn't sell. The bank (one of the big ones) was constantly "losing" the documents we'd faxed them as we attempted to negotiate a modification ourselves. Finally, with the foreclosure sale date set, my wife located Mr. Choe's offices online. We retained them, and all the screwing around by the bank stopped. Choe's attorneys went into court, filed motions, and played hardball. The end result is that our loan was modified. We now have a note payment that is 48% less (yes, I just used the calculator) than our original monthly payment. While results are never guaranteed in the legal profession, competence, work ethic, and quality of service tend to remain consistent. Mr. Choe and his staff handled our case, kept us informed, and gave us a real sense of comfort during a very dark period. We would recommend them without reservation.

I was assigned to Denys Rivera and thank you Denys for saving my home! Since my Husband's death, ten years ago, I have had much to deal with. I placed a fraud alert on my accounts and the Bank I did business with, bounced all of my checks and all my client checks while they cashed thousands of doll...ars of fraudulent checks which caused a loss of clients, as they depended on their rent income to make the house payments, some owners also on trial basis for modifications. When some funds were returned to me, my office person of two and a half years, stole all the funds plus my personal funds, while I was dealing with hospital and & medical issues for myself and a son that required brain surgery. Losing my home where I operate my business would have put me in a terrible position at my age of 74 and self proprietor, not at an age to start over. So thank you for never making me feel like I called you too many times or that I was a bother! You were always so professional and courteous and willing to go above and beyond to help me out. When I first met Gene Choe I found Mr. Choe credible and a true professional. Being in the property management business, I have found that a lot of homeowners reached out for help, to no avail. Thank you again Denys for your skills and professionalism! Kudos to the office that hired you.

WITH GENE AND HIS LAW FIRMS GUIDANCE AND SUPPORT WE WERE ABLE TO AVOID AN UNFAIR AND UNREASONABLE ATTEMPT TO FORECLOSE ON THE HOME ON WHICH WE HAVE RETAINED OWNERSHIP FOR 20+ YEARS. MY WIFE AND I HOPE TO BE GENE'S CLIENT'S FOR MANY YEARS TO COME, THE BENEFICIARY OF THE VARIOUS FACETS OF LAW IN WHICH... HIS COMPANY SPECIALIZES SHOULD WE REQUIRE SUCH GUIDANCE AND ADVICE IN FUTURE.

To Mr. Choe, Jay, Matthew, Jenny, and & new comer Armando; I am truly grateful for all the hard effort you put forth over the past several months to save my home. Your team work is excellent; always professinal, returning my calls, answering my questions and keeping the pressure on the lenders and... servicers. I can now sleep at night, knowing I will be able to maintain my current payment structure on my loan modification! Barbara J. Wilson