Can a debtor, with whom you have a deliquent acct and owe money, pose the threat of sending you to prison if you don't pay them?
Brian's answer
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Answered on July 08, 2017
That is an outrage. You cannot be sent to prison for not paying a debt. That threat is a violation of federal law. The next time you receive a...
Intending to pay debt collection lawyer today; is it appropriate over the phone?
Brian's answer
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Answered on July 07, 2017
Debt settlement is not a scam. I have been doing it for 20 years. Debt consolidations generally seem to be a scam/ineffective. Creditors retain...
What Happens When a Creditor Files an Objection to Discharge in chapter seven?
Brian's answer
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Answered on July 06, 2017
There are objections to discharge (usually asserted by the chapter 7 trustee) and determinations of the dischargabilty of a particular debt. ...
Archived
What if the Objection to Discharge Is Successful?
Brian's answer
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Answered on July 06, 2017
The court does not assist a creditor to collect the debt. A successful objection to discharge merely gives you a piece of paper that says even...
My ex-wife filed for divorce and the decree indicated that I was responsible for all marital credit card debt. Is this true?
Brian's answer
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Answered on July 06, 2017
You have several things going on and should speak with your bankruptcy lawyer. If you don't have one you should consult a local attorney. So here...
Archived
Will an HOA lean against a house be removed if the homeowner declares bankruptcy?
Brian's answer
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Answered on July 05, 2017
At least in NJ generally the lien survives the bankruptcy. The bankruptcy discharges a debtor's obligation to pay pre-bankruptcy HOA dues but the...
Archived
Will I have to give up my car, in order ro file bankruptcy?
Brian's answer
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Answered on July 05, 2017
You should consult a local attorney. It depends on many factors, Do you lease? Do you own it out right? Are you financing? Is there any equity in...
I am preparing documents for personal chapter 7 filing and need to know if I should include a creditor from a business I own
Brian's answer
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Answered on July 03, 2017
This is a question you should ask your lawyer. If you are planning to file without using a lawyer that is a colossal mistake. To answer your...
Do I have to fill out questionnaire from pressler and pressler in nj?
Brian's answer
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Answered on July 03, 2017
It sounds like they sent you something called an information subpoena. If so, then yes if you do not respond they can obtain a warrant for you...
Archived
Does federal rule of evidence 408 prohibit me from revealing an offer I made?
Brian's answer
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Answered on July 02, 2017
I do not believe this is a 408 issue. The rule prohibits the disclosure of settlement discussions to the court in support of proving your case. ...
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