Archived
Due to a medical malpractice injury we were forced to close our business of 20 + yrs in 2009 We then filed chapter 7 bkrpsy.
Geoffrey's answer
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Answered on June 19, 2012
The laws were not twisted. When you filed bankruptcy, you owned the malpractice claim. It was a valuable piece of property that was yours when...
Archived
In Florida, surrendered/vacated house in CH7 discharged 1-1/2 years ago. Have moved out of area. Bank foreclosing now.
Geoffrey's answer
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Answered on June 19, 2012
No, you don't need to sign anything. As others have said, the bank cannot go after you. As such, you may want the bank to have your new address.
Archived
Who do I contact to find out when I last filed chapter 7 bankrupcy?
Geoffrey's answer
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Answered on June 18, 2012
You should have the date on your paperwork that you received from the court and/or your attorney, if you had one. If you have any paperwork from...
Archived
How can you find a lawyer that is willing to help you for a nominal fee if you really need it?
Geoffrey's answer
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Answered on June 18, 2012
Ask one of the lawyers you saw for a discount and explain your situation. Although a long shot, you never know what they will say. Here in AZ we...
Archived
In chapter 7, do I have to file something specific to keep my house mortgage out of the bankruptcy?
Geoffrey's answer
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Answered on June 18, 2012
There are a few issues here. First, your home and the loan against it must be listed on your Schedules A and D respectively. All of your debt and...
Archived
Can I keep my car if I filed bankruptcy 2 years ago and just paid off my car?
Geoffrey's answer
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Answered on June 18, 2012
Perhaps they are asking you to call them so they can provide you title to the car. If it is paid off, and your bankruptcy trustee has no interest...
What happens to my ability to get my diploma and transcripts after a bankruptcy?
Geoffrey's answer
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Answered on June 18, 2012
What you are calling a tuition balance may in fact be dischargeable in your bankruptcy because it may not be a student loan. However, that is not...
Archived
Chapter 7 Bankruptcy and non dischargeable debt. How and when should I approach these companies?
Geoffrey's answer
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Answered on June 15, 2012
Yes, these creditors will not work with you until after the discharge is entered. After that, you should approach them to work out payment plans. ...
Archived
Does a loan modification mean a new loan? Original loan discharged in bankruptcy.
Deed in lieu? Expenses if walk away?
Geoffrey's answer
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Answered on June 15, 2012
If you do a loan modification, it would normally not be considered a new loan. The ones I have seen from my clients have very specific language...
Archived
I had a Chapter 7 bankruptcy discharged in April, 2012. I entered an amount of $500.00 to low on Schedule F for one debt.
Geoffrey's answer
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Answered on June 14, 2012
The amount you listed has absolutely no bearing as to whether the debt gets wiped out (discharged). The debt has been discharged in full whether...
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