Archived
Currently under Chapt 13 - need to convert to Chapt 7. Will be able to keep vehicles will reduced payments?
Angel's answer
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Answered on March 03, 2010
The answer is, it depends. If you didn't put any past-due payments into the Plan, and you were paying your car payments outside the Plan, then...
Archived
We are being taken to court for over due neighborhood association dues. We are unable to pay due to financial difficulties.
Angel's answer
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Answered on March 03, 2010
They are probably preparing to sue you, if they haven't already. The most likely reason for asking you to bring the documents is so they will have...
Archived
I file with my mother and she past away after and iam still having the same payment when she was living.
Angel's answer
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Answered on March 03, 2010
I'm a little confused by your question. If you case was filed under Chapter 13, and your mother's contribution to your household was disclosed on...
Archived
Is there a way to get a family law attorney while your in chapter 13 bankruptcy. I cant afford one is there help?
Angel's answer
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Answered on March 03, 2010
To employ a professional (family law attorney) while your Chapter 13 case is pending, you must get the Court's permission.
You may want to call...
Archived
My boy friend has a american express credit card he lost his job any way i was a aritherise user but i never made any purchases
Angel's answer
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Answered on February 24, 2010
Did you sign off as a responsible party on the account? Or, did your boyfriend just add you to the account without your signature? There is a...
Archived
Need help in getting a loan modification Who to call?
Angel's answer
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Answered on February 24, 2010
I'm not sure a loan modification is the answer. Most loan modification applications are not approved and you are in limbo for many months just...
Archived
With all that the charge card companies are doing, I can no longer pay my accounts. What can I do?
Angel's answer
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Answered on February 24, 2010
You may be considered "judgment proof" if your only income is from Social Security. Contact a local bankruptcy or consumer law attorney attorney...
Archived
If an attempt at Bankruptcy is unsuccesful why is that put on one's credit report? Is that legal?
Angel's answer
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Answered on February 24, 2010
The reporting on your credit reports is related to the case being filed, not the ultimate outcome of the case. You should be very cautious about...
Archived
I filed chapter 7 but now the trustee wants me to pay a crazy amount of $ what happens to me if I cant pay?
Angel's answer
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Answered on February 24, 2010
If you don't pay or settle the debt with the Chapter 7 Trustee, then you may lose the right to discharge your debts in your petition. If you have...
Archived
My husband and I filed Chpt. 13 in Dec. 09. We are now in the process of filing for divorce. Can my (wife) be converted to Chp
Angel's answer
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Answered on February 24, 2010
You should contact your bankruptcy attorney immediately.
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