There are two forms of consumer bankruptcy - Chapter 7 and Chapter 13. If you file under Chapter 7, the equity in your property (car and...

Can debt collectors find out that I have found a job? I have avoided payments on cc's and loans because of unemployment.

Debt collectors may monitor your credit reports for employment activity and attempt to garnish your wages. However, the creditor must sue you...

American Express Lawsuite

American Express will likely get a judgment against you. If you remain out of the county, and you do not have any assets here, it is highly...

Are you referring to a title loan? Legally, as soon as you are late on the loan the creditor has the right to repossess the car. This doesn't...

How do you keep your car after chapter 13 dismissal

Try negotiating with the creditor to make payment arrangements. If you don't have access to the funds to bring the loan current, you may want to...

Can a HELOC , or unsecured portion of HELOC be stripped in a Ch. 13 bankruptcy if it is not wholly unsecured?

The second mortgage must be wholly unsecured to be stripped. Contact a local bankruptcy attorney for a free consultation to ensure the law is the...

Chapter 13

It is not advisable for you to use any credit cards while your case is pending because of the harm that may result to your case. I would suggest...

Is it possiable to refile bankruptcy within 5 years of filing chapter 13

Did they receive a discharge, or was the case dismissed? If the case was dismissed, they can refile under Chapter 7 or 13, assuming there are no...

Social Security Garnishment

If you have a joint Chapter 13 case pending, your creditors cannot take any collection efforts against you or your husband, including garnishing...

Over 60k in debt. I was current but i started missing payments. I also lease a car. I want to file CH 7. Should I stop paying?

There are many potential legal issues in the questions you posed. I would suggest you schedule a free consultation with a local bankruptcy...