Is it legal for a debt collection agency to threaten legal judgement because they want a larger payment than $40. Asking $100.

Your question does not address whether or not a lawsuit has been filed against you. Therefore, the answer to your question may vary. If the...

You can respond to the restitution payment letter with a written statement that you will not pay and request that you not receive any further...

A collection company can remove negative credit reporting information from your credit report with all three bureaus if you pay an agreed...

Can collection agencies debit money from my account without signed documents?

I agree with previous responses that you should contact your bank regarding the debits and cease authorization. Have you pulled your credit...

I have been sued by a attorney representing a scam collection agency. The attorney has never contacted me prior to filing suit.

Once you have been sued, it is an unfortunate necessity that you respond to the lawsuit by filing a response or you will risk the entry of a...

The first step would be to get a copy of the proof of service of the summons. If you cannot download a copy from the court docket online, you may...

Does marriage include prior debt and creditors calling? We have separate bank accounts and own no real estate.

I agree with the other answers that have been posted, while your premarital debt remains separate debt, the sticky part comes in if/when creditors...

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Debt Collection

Creditors are limited in their permissible communications with your employer. If your creditor is the one contacting you, the FDCPA will not apply....

Went to debt collector office for old default judgment account which I was not aware off. These accounts were sold in 2006

It is unclear based on your statements whether or not you have been sued for this account or received a court judgment for the debt. In California,...

Whenever dealing with third party debt collectors and not the original credit grantor I strongly encourage clients to respond to the lawsuit and...