How do I collect a debt if collateral is a car but the title wasn't signed over to me AND the shop where it is also has a lien?

It does not appear that you have a proper "lien" on the vehicle. If you are listed on the title as a lienholder then you have legal rights to take...

What are my options if I am unsure if I owe a debt from 2005 that I have just been contacted about?

Get their contact information and send a written request that they validate the debt (prove that it belongs to you AND that they have the right to...

I have to answer complaint on a medical bill.

Whether you proceed pro se or with an attorney, you definitely want to answer before the deadline and include any information you have that proves...

I received an unsolicited product by US Mail, am I required to pay?

This practice was quite common several years ago and the answer is no, you are not responsible for paying for unsolicited products. I recently...

A creditor will usually garnish wages OR bank account. If they are can successfully garnish your husband's wages, then it is highly unlikely they...

DOES THE DEBT COLLECTOR HAD TO SHOW THE COURT PROOF THAT I OWE ANY MONEY TO THEM OR THE CREDIT CARD COMPANY

Depending on the amount of the claim, you may want to consult an attorney. If not, you should answer the summons and require the debt collector to...

I completely agree with the previous answer. I am sure the waiver is just that - waiving responsibility for loss or theft. The circumstances...

GA law concerning tenant rights to retrieve personal property?

There may be a few missing details, such as the circumstances that give rise to a TPO request and/or fear of trespassing. It appears your landlord...

Who do I pay rent to if my landlord has filed bankruptcy?

Yes, you are still obligated to pay rent. Your landlord's bankruptcy is a personal financial matter and does not relieve you of your obligation to...

Can I keep my car and house with filing Ch-7 BK?

Yes, it is quite common for Chapter 7 filers to keep their house and/or car. If there are issues concerning exemptions, valuation, etc. an...