Archived
My home was foreclosed on and auctioned at the county courthouse. The buyer paid $110,000. All i owed was $79000. Surplus due?
Alexander's answer
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Answered on January 01, 2020
This is likely a question with a bunch of facts that are missing. I.e. are there any other lienholders, homeowners association dues owed, judgment...
What is a filing payment advices, and why do I need it for my bankruptcy?
Alexander's answer
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Answered on January 01, 2020
Pay advices are pay stubs. There are duties under federal law to provide them to the court and trustee (see 11 usc 521(a)(1)(iv)).
There are...
Archived
Would I got to jail from a civil case against me for owing money to a loan company ?
Alexander's answer
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Answered on January 01, 2020
Generally civil debts are not something you go to jail over.
I mean, if you're directed by subpoena or a court order to do something in a civil...
Archived
I'm not sure how to ask this?
Alexander's answer
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Answered on January 01, 2020
This is a classic example of a question that doesn't give anyone nearly enough detail to help you.
Who took your social security funds (if the...
Archived
If priority taxes in Chapter 13 bankruptcy cannot be paid due to lack of income are their exceptions or is 13 not an option?
Alexander's answer
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Answered on December 31, 2019
Priority debt is a hard subject. Unfortunately the case which controls priority debts in the sixth circuit, re: income taxes, states that for taxes...
Archived
I have a tax levy ?
Alexander's answer
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Answered on December 26, 2019
There are so many facts that are missing here, that, like Ms. Bunce, I don't know where to begin.
If you want help, give us something to work...
What happens to collateral if a creditor is a no-show for the 341 hearing?
Alexander's answer
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Answered on December 26, 2019
Think of rights as a bundle of sticks. Your creditor has a bundle of sticks/rights.w There are rights at contract, and rights at property....
Trustee hired an attorney after my 341 meeting. What does this mean?
Alexander's answer
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Answered on December 26, 2019
It sound like the trustee wants to see if your home has equity that is not exempt and can be liquidated for benefit of creditors.
If you have...
Archived
Can I include State Medicaid Overpayments in my Chap 7 Bankruptcy?
Alexander's answer
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Answered on December 25, 2019
Everything MUST be included, in terms of what you own and owe; but certain obligations you owe CANNOT be discharged.
Medicaid overpayments...
Archived
I filed for BK Ch. 7, it was discharged, I want to keep my mobile home, creditor wants to foreclose my mobile home
Alexander's answer
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Answered on December 25, 2019
I agree with Mr. Rausa, this scenario seems like one where you were behind in your payments when you filed.
Unfortunately, there is no absolute...
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