You likely could contact counsel for the debtor and ask them to draft a stipulation to do so. In that way, you’d not have to do it yourself.

Get some free consultations with an attorney. Owning your home means you have equity at least understand the implication of that equity before you...

Hoping a debt collection attorney can give you a good answer. Not really a bankruptcy question. Good luck!

No one can guide you through bankruptcy here, it’s outside the scope of the forum. What you should do are potentially three things: 1. Go to...

Changed to consumer protection category. Hope some consumer rights attorneys shine a light for you. Good luck!

You could file a chapter 13 sooner if absolutely necessary and you have regular income. This is a touch more complex but worth looking into if you...

It’s unlikely they’d repo it in chapter 13 if your attorney crammed it or treated it appropriately. I’d discuss your concerns with counsel

Context matters and words matter. If it asks you your all time filing record, yeah, you have filed. If it asks a date range, look at the range....

The second answer is spot on. Once you stop paying credit cards, etc, payments tend to become much easier. If you’re truly destitute, you could...

Attorneys are more affordable than ever these days and there are many in your area. Go talk to one so you’re certain.