"Fresh start" 08/2022 hired from online debt solution expert, file CH7 not debt management, did not verify my discharge date
Alexander's answer
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Answered on January 07, 2022
Your facts are too rambling and unorganized to actually understand what happened.
Seems like maybe you wanted to file chapter 13, and you were...
In a Chapter 7 BK, what happens when your debts are less than your exemptions?
Alexander's answer
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Answered on January 07, 2022
You need an attorney, yesterday.
You filed a case with unexempt equity and it seems you don't understand the exemption laws.
This is an...
Mortgage during Chapter 7 bankruptcy
Alexander's answer
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Answered on January 06, 2022
Good question, typicallt, you need to be current at the time of filing and throughout the filing.
Also, theoretically, Creditors that are "over...
What should I do if I received a court order called the request for dismissal?
Alexander's answer
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Answered on January 03, 2022
Usually, this occurs when the creditor is actually dismissing the case against you, due to the automatic stay of your bankruptcy.
Is there a legal avenue other than an Article 78 proceeding that I can pursue against the NYS Dep't of Public Service?
Alexander's answer
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Answered on January 03, 2022
This is an administrative law procedure. I know it's involving (in some measure) debt.
But, this is an appeal of the decision of an...
Can student loans be included in Chapter 13 bankruptcy? My attorney avoids this question as I've been asking for a year now.
Alexander's answer
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Answered on January 02, 2022
Your bankruptcy attorney may be wrong for avoiding the appointment; but, the reason is understandable.
There's not much to do inside of...
Is there a statue of limitation for a house for a 2nd mortgage on a house that got foreclosed and resold?
Alexander's answer
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Answered on January 02, 2022
This is a very state specific question. In Michigan, ten years from the last payment is the statute for enforceability of covenants.
Other...
How do I file a motion to remove a lein
Alexander's answer
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Answered on December 31, 2021
sba loans have crazy protections for the lender built in. There are even times where I've seen a requirement to keep life insurance active thst has...
Can bankruptcy affect my mortgage modification?
Alexander's answer
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Answered on December 31, 2021
Personally, I've had modifications during ch. 7 and 13. In 13 you need approval. In ch. 7, this is dependant on equity. If there's no equity to...
Should we attend the meeting of debtors, and if so what is our recourse?
Alexander's answer
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Answered on December 31, 2021
The reasons for keeping a debt from being discharged are pretty narrow. So, before investing tons of money into filing a non-dischargeability suit,...
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