In theory, you can file a chapter 13. The deeper answer is that you are not eligible for a discharge. This will complicate the picture as any...

They can sue you. That is the problem with non bankruptcy debt consolidation. There is no "stay" like in bankruptcy. Unfortunately, bankruptcy...

You need to look at your contract for anything discussing, "security interest," or, "security agreement." Your contract would have to recite...

Schedule J is meant to disclose any and all expenses you currently have and project having in the year after filing your bankruptcy. 122a2 is a...

I have had opinions under advisement for periods of six months or more. The options to resolve this issue are all not good. If you need to, file...

I empathize with your concerns. However, if your plan has been confirmed, many concerns are/should be alleviated. Typically, from my...

It is not possible to remove this from the public record section of your report. Essentially, if you voluntarily filed, the court will not expunge...

Sorry about your plan. To explain how ch. 13 works, you made a plan of repayment, upon confirmation, all agreed upon the plan. The things in the...

The court will only reopen the case if they can grant some kind of relief. As you're ineligible for discharge, they cannot reopen for purposes...

Brother counsel is spot-on. Failing part one of the means test creates a presumption of abuse, but, the whole point of the part two of the means...