Under most laws I know of re: exemptions, homestead exemptions are limited to one "homestead." Investment properties do not qualify (typically)....

Mortgage documents (including the "note," "security agreement," and "mortgage instrument") determine the amount of insurance coverage necessary -...

It is typical, if you have someone who has income which is insufficient to fund a plan, to have a family member fill an affidavit out attesting to...

Bankruptcy Discharge does NOT trigger cancellation of debt issues. So, you don't need an "exclusion," discharge of debt is not "forgiveness debt,"...

In cases where someone has stayed at a nursing home, and they have put down a deposit or some collateral, the agreement you put the deposit or...

Typically, courts are supposed to give pro se litigants some latitude in their pleadings. However, if the court cannot discern what you're...

Debt can be freely sold or assigned unless very specific circumstances exist actually and/or legally.

Unfortunately, the inability to pay isn't a defense. So, usually the answer that he cannot pay does very little. Bankruptcy may be a good bet...

Cremation policies are insurance policies, in essence. Just like with insurance policies, your equity and the exemptions available to protect...

Failure to reaffirm merely means you're not reaffirming your personal liability for the debt. You'll cease to benefit from credit reporting and...