Summons for credit card bill

You need an attorney to defend you.

What is considered proper service of lawsuit from credit card company in AZ

That is not sufficient service, but you never want to assume the lawyer will correctly repeat the service or report that the service was needing to...

Can a credit card company raise your rate of interest from 6.9 to 30.99%? I was 1 day late. Is there anything I can do?

Pay off the account and open a credit card account with a local credit union...they are normally much fairer than the (evil, dark side) national...

Does a lien on your property affect your credit rating

Absolutely.

Under OR community property and debt laws is my husband also responsible for debts incurred before i knew him

IRS sometimes does not seem to care about state law. I would not take your name off the house,,,I would file separate tax returns.

Can debt collectors come after my house if my boyfriend and I get married for his debt?

No. Not in the State of Washingon. $10,000 in debt is not at all unusual.

Under WA state debt collection laws can a creditor refuse to accept payment plan if the account is in litigation

Yes. In Washington, a creditor can refuse to accept a payment plan proposal. You are obliged to make the payment required under your written...

Will filing for bankruptcy protection remove judgment that was entered against me

Normal judgments are unsecured without priority. You should be able to discharge the debt in bankruptcy. The fact the creditor has a judgment...

Can "cram down" be used to pay off some of this balance in a chapter 13 banruptcy

The debt owing, frequently called a deficiency, is now an unsecured debt without priority. A Chapter 7 should take care of it if you qualify for a...

If the nonpayment is because you lost a job or have another good reason, you should move to convert to a Chapter 7. If granted all the debt will...