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By sending them a check you are giving them your banking information and will make garnishing your bank account with a valid judgment/garnishment...

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What can I do to the car dealership when they checked my credit score without my permission?

This has actually happened to me personally. The dealership takes it upon themselves to find "the best loan for you." It usually under the auspices...

401K loans? How to handle them in Chapter 7 filing

It depends on your jurisdiction. In the District of Idaho and Eastern District of Washington the 401k loan is considered a secured debt and the...

If a vehicle is repossessed, are you still responsible for the debt remaining after the vehicle is auctioned?

The short answer is yes, he is reponsible for the remaining balance on the vehicle. Just because the vehicle was repossessed does not remove his...

I filed chapter 13 can creditors still keep taking money from my bank.

Contact your bankruptcy attorney immediately. He/she can file an adversarial proceeding against the companies for damages for their willful...

Homestead rules

Your homestead is where you reside or where you intend to reside, which is defined as your domicile. If you intend on moving back to the house in...

If a bankruptcy was filed in 2002, when can a new bankruptcy be filed?

Actually, there are some definitive times when you can file another bankruptcy. If you filed a previous Chapter 7 and received a discharge, then...

Would creditors be able to seize proceeds from a sale of my home or would it be protected under chapter 13 exemptions?

To follow up on the previous answer, the homestead exemption in Washington State is $125,000, which means that creditors cannot touch up to...

Can a creditor garnish disability benefits under WA state law

Disability payments are generally exempt from judgment/collection. Be careful though- a creditor may try and attach your bank account and seize...

Procedure for filing for bankruptcy protection, chapter 7, chapter 13

While it is correct that you need a "source of income" to qualify for a Chapter 13 plan to be confirmed, that "source" can be anything as long as...