In the Spokane area, if you are representing yourself, the Judge will likely have a say as to whether you can reaffirm you mortgage or not. If you...

As of 5/16/24, you can claim a homestead exemption of up to $189,050 in equity with Washington State laws if you have owned the property for less...

The short answer is, no. Any deficiency owed on the car after the lender sells it, is an unsecured debt that is discharged in a completed Chapter 7...

If you file a Chapter 7 bankruptcy, you can state in your case that your intent is to surrender the vehicle back to the lender. Once the case has...

Can I qualify for bankruptcy with no job or income due to injury, very delinquent on bills, but receiving $285,000 from 401k?

If you convert the 401(k) to cash rather than an IRA, you would not be able to claim much of the cash exempt from creditors. 401(k)'s and IRA's...

What to do about a dismissed bankruptcy? What can I do?

And, to add to the above answers and questions...didn't you receive notices from the court regarding its intent to dismiss? You should have...

I filed chapter 7 in 2009 I reaffirmed on 2 cars and a 1st and 2nd mortgage.

Whether you reaffirmed your second mortgage or not, would not change the fact that the second has a lien against your real estate. If you wanted to...

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What if I forgot to list a creditor in my chapter 7 filed in Massachusetts ?

You can still amend your list of creditors and add the account into your bankruptcy. However, Macy's already should have received notice of your...

I filed Chapter 7 in June, 541 meeting done in Aug. The trustee is now asking questions...........

I don't practice in Idaho, so I am not familiar with Idaho State exemptions. However, assuming that your 401(k) is fully exempt, a Trustee may be...

Filed Chapter 7 - Need to take IRA distribution

After your 341 Meeting, your Trustee will likely file a "Report of No Distribution" with the court. Creditors have 30 days to object to the report....