Archived
Can my second mortgage holder sue me for a deficiency after my property foreclosed (non-judicial foreclosure), in Washington?
Roger's answer
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Answered on January 08, 2013
This is not a close question. When the first forecloses, it eliminates the lien of the deed of trust given as security for your personal promise...
Archived
The home I'm renting was auctioned off and the bank now owns it. Can they legally change the locks without an eviction notice?
Roger's answer
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Answered on November 29, 2012
I take it your friend is not an attorney.
The bank cannot just remove your stuff and change the locks. In fact, the bank may need to give...
Archived
I am looking to walkaway from my mortgage in WA state and need some legal advice.
Roger's answer
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Answered on November 29, 2012
If you have only a single loan secured by this property, you may be able to allow a foreclosure to occur without any additional liability to the...
Archived
If one is filing for Chapter 7 bankruptcy would that go thru a U.S. or Local bankruptcy trustee?
Roger's answer
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Answered on November 29, 2012
In most chapter 7 cases the US Trustee's office will be invisible to the debtor. The local chapter 7 trustee is the one the debtor (or the...
Archived
Can a legal firm have your drivers license suspended for not paying payday loans?
Roger's answer
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Answered on November 29, 2012
See a consumer attorney about possible violations of the fair debt collection practices act. In Spokane, I recommend Michael D. Kinkley.
Archived
Should the Condo Association fire attorney and get a new one? I am a concerned Condo Owners and something doesn't seem right.
Roger's answer
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Answered on November 29, 2012
I do think it might be a good idea to consult another attorney.
The automatic stay that becomes effective when a bankruptcy case is filed stops...
Archived
Military retirement garnishment In Washington State
Roger's answer
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Answered on November 29, 2012
Under RCW 6.15.020(2) any money received by any citizen of the state of Washington as a pension from the government of the United States, whether...
Selected as the best answer
Archived
Should I voluntarily repo my truck now or wait until I hire a Bankruptcy attorney?
Roger's answer
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Answered on November 29, 2012
Many bankruptcy attorneys offer a free personal or telephone consultation to discuss a potential client's situation. There is no reason to make a...
Selected as the best answer
Archived
I filed chap 7 BK against 1st and 2nd non-purchase mortgages which was discharged 08/2011. BofA has not foreclosed to date.
Roger's answer
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Answered on November 27, 2012
Your personal obligations to both lenders have been discharged, but the property remains subject to the liens securing the promissory notes. f...
Archived
I am looking for someone who can help me clean up my husband and I's credit.
Roger's answer
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Answered on November 27, 2012
I just read a pretty good blog by a bankruptcy attorney in the Washington DC area who has researched security clearance issues for his...
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