Does an authorized user on a grocery store credit card get affected if primary user files for bankruptcy?

An authorized user is not contractually liable for a debt, but a joint account holder (co-obligor) is. You can contact the bank to determine what...

My parents are filing for bankruptcy next month. The car title have my name and my mom name.

You should gather documentation that demonstrates that you have " full equitable ownership" of the vehicle. As others have suggested, this usually...

Any debt / bankruptcy attorneys answering the phones after hours?

The attorneys in our firm accept calls and appointments weekends and evenings. We also respond to questions via email. I'm sure there are many...

Your question suggests two inconsistent answers. An authorized user is not contractually liable for a debt. However, you indicate that the debt...

BK7 creditors meeting, Do you need to have an attorney present and what is the processes after the meeting.

Have you spoken with the attorney who prepared your petition and schedules? Depending on the retainer agreement you signed, you may be entitled to...

Can a collection agency continue to negatively report a collection account with a zero balance after a Ch 7 discharge?

People often believe that filing for bankruptcy will ruin their credit for the rest of their life. That is not true. There is a lot of...

We advise our clients to wait until the case closes before incurring new debt.

A senior citizen, filed a Ch 7 bankruptcy He's changed his mind & desires to pay creditors himself. May he withdraw.

People frequently grapple with a pang of moral guilt about filing for bankruptcy protection. They shouldn't. In years past, there may have been a...

Would filing chapter 13 help with loan modifications with Bank of America & Wells Fargo?

Filing for bankruptcy protection may give you a safe harbor from your other creditors in order to get your finances in order, and may also delay a...

I have a judgment on my credit in the amount of $7,500 . I want to no if I can file a chapter 7 or 13 to remove it?

The judgment should be discharged. However, it may remain as a public record on your credit report so long as the entire public record is complete...