Should I send a Debt Validation Letter or a Cease and Desist Letter?

I'd start with a debt validation letter.

Can I be arrested in the State of Washington for delinquent cash advance loans?

Presuming it was a collector who contacted you, threatening you with criminal prosecution is a violation of Washington's Collection Agency laws. :...

A letter won't work and none of those are legal defenses against not paying a valid debt. You need to file an answer with the court and send a...

Assuming this is not a government backed loan and just a regular unsecured loan that was issued to you to pay tuition, it's likely that the statute...

Fair debt collection practices

It's hard to say without seeing it. You should consult a local consumer protection/collection defense attorney in your area and have him/her take...

What is the statute of limitations for a lawsuit for a signature loan/line of credit in Washington State?

The statute of limitations for filing a lawsuit on a contract in WA is 6 years. If there has been no acknowledgment on your part that you owed the...

Wondering what recourse we have ,if any, for a creditor serving a Writ for garnishment to the wrong garnishee?

There's no harm to the corporation, per se, unless you are concerned that its client (who was incorrectly served) now knows about the judgment...

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What happens. when a minor 14 years old and then gets a phone contract and fail to pay it. Could third party collections sue

They probably won't call the police. But, some cases, they might sue the minor for fraud. The judgment won't be collectible against the minor...

How much are the court fees for a collection company to sue me

It really depends on several things - which court (district or superior), what the attorney fee is, etc. For that amount of money, you will...

Collecting a small claims judgment.

You should consult a local collection attorney. Normally, the cost of collection (including attorney fees) can be added to the amount of the...