Should we file bankruptcy or will the court judgment go away in the 7 years it takes for things to come off your credit ?

The big problem is the enforcement of the judgment. Once the creditor has it, it can start to things like put a lien on your house, take bank...

Please answer my question in the add details section. I filed 11/13 and my case was discharge 2/13/13..

Generally, if you decide to keep a car in a bankruptcy, you are obligated to keep the payments current or the lender can repo the car. Whether you...

Can a creditor leave you message on voice mail with specific reasons ?

Is there anything in the application that addresses confidentiality? Did you discuss her not leaving detailed messages for you? If not, then I...

Prior to bankruptcy, is it OK to buy a car if you plan to reaffirm it?

It depends on your situation. If you have a lot of past due debt, your credit score is probably in the tank already. In which case buying a...

How do I find the name of a trustee for an estate in Washington state?

That's going to be tough. The reason most people establish trusts is that they are private and not filed with the county or state. If the trust...

How can a company garnish my bank account after my Chapter 7 bankruptcy is over?

If the debt was listed in your bankruptcy, it is discharged and uncollectible. You probably need a lawyer to explain the discharged debt and get...

HOA attorney refused to make adjustments for an amount that was discharged in bankruptcy and Judge allowed the foreclosure .

As the other attorney pointed out, ask your current attorney. Remember that a bankruptcy relieves you of any personal liability for a debt. It...

Call a lawyer and see if s/he can negotiate with the creditor now that you can make the payments. Don't delay because you don't want to have a...

If a person leaves the country for seven years , does this make his previous debts noncollectable ?

The statute of limitations wherein a creditor has a right to sue varies depending on the state where the defendant lives and the type of debt. In...

Can a collections agency remove a responsible party from the account and then sue only the person still on the account?

Washington is a community property state. That means that both spouses are generally liable for all debts incurred during the marriage. The...