Archived
I have been served court papers for old doctor and hospital bills, can I still file for bankruptcy even though I have been serve
Susanne's answer
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Answered on March 25, 2013
You can, but if those are your only debts and they are several years old, you might consider filing an answer with the court stating the statute of...
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Real property included/discharged in Chapter 7 BK 05/09. Bank still hasn't foreclosed - can a foreclosure hurt my credit now?
Susanne's answer
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Answered on March 25, 2013
It should show up on your credit reports as "included in bankruptcy" rather than a foreclosure. Wait about 60 days after the foreclosure then pull...
Archived
Am I obligated to inform the attorneys for the credit card company that they have the employer wrong for garnishing my wages?
Susanne's answer
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Answered on March 22, 2013
You have no obligation to communicate with the creditor. Your former employer will inform them that you no longer work there. Normally, once a...
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Archived
I have filed bankruptcy , it has been discharged just awaiting closing, does this mean they can intercept my tax return?
Susanne's answer
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Answered on March 20, 2013
I agree with the other attorney. Also, there is a form you can file with your taxes indicating that you will not owe anything from the...
Archived
IF a Default judgement is granted in the state of Texas can they go after you checking and savings accounts?
Susanne's answer
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Answered on March 19, 2013
Sounds like you need a knowledgeable consumer law attorney in your area. In my state, Washington, a judgment creditor can garnish wages, levy bank...
Archived
We owe IRS a disputed amount of money in excess of 30,000. My husband and I are both disabled and on a limited income.
Susanne's answer
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Answered on March 15, 2013
You should talk to an experienced bankruptcy attorney. There are many factors that will determine whether the taxes can be discharged or at least...
Archived
How do I get rid of a 2 family empty house I abbandened 5 years ago that has an unpaid morgage
Susanne's answer
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Answered on March 15, 2013
As long as title hasn't transferred, you could try to short sale it. That should get the lender's attention. They might just sign off on that...
Archived
Lvnv funding won a judgement against me for 2,000 in 2008. im disabled still,a new lawyer threatens to sue,can they?
Susanne's answer
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Answered on March 15, 2013
You can only be sued for the same debt once so it's an empty threat. If you are on Social Security disability the creditor cannot take your...
Archived
How do you list a mobile-home, with "Joint Tenants with Right of Survivor-ship" when declaring insolvency?
Susanne's answer
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Answered on March 14, 2013
You only get a 1099 if the creditor forgives the debt or settles for an amount less than what is owed, so I'm not sure why you would be getting one...
Archived
Chapter 7. Am I required to give notice to or list the IRS regardless of the of the existence of a known outstanding obligation?
Susanne's answer
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Answered on March 14, 2013
I always have clients list the IRS and any state taxing authority even if you believe you don't owe any money. It protects you in case the tax...
