Negatively affected credit from a divorce

The big problem is that creditors were not a party to your divorce. Thus, if a joint debt is reported late because she is not following the family...

Can I attach pictures an text messages in my declaration

Your response has to be written. You can attach a printout of text messages as exhibits and reference them in the response. You can try doing the...

I think you should contact a collection defense attorney ASAP. It's probably easier to sue the collection agency for wrongful collection (against...

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Is an attorney allowed to make false statements towards a client in a motion to withdraw?

I suggest you ask your attorney to provide you with an accounting of time spent on your case and what he received in fees. It's possible that your...

Someone called and left a recording on my home phone with a file number and phone number and said a civil case has been filed

Could be. If no one showed up at your door giving you papers with numbers down the left side, it probably isn't you. If you want to make sure, go...

Who should I hire?

You need a good criminal defense attorney ASAP. The illegal collection tactics are a civil matter whereby the agency is violating both federal and...

What information should I give to a collection agency?

If you know the original creditor, you can call them and ask who currently has the debt and get the original account number. Then send a...

Was just served a lawsuit. I do not work. What can they do?

You may be what's called "judgment proof". In Idaho, a creditor can garnish only a wage amount that exceeds 30 hours a week at minimum wage. Your...

Can a collection agency report a debt to a credit bureau once you have already paid it?

A creditor has an obligation to report the status of a debt accurately. Thus, they cannot report a paid debt as owing. If they do, you likely...

I have been making payments to a debt collector and now have received an "ex parte" notice; why the summons?

Have you already been sued and are making payments or is this the first you've seen of court papers? Without more information it's pretty much...