We are considering bankruptcy and recently met with a credit counselor who suggested debt settlement as an alternative.

Yes, you should contact a lawyer. Many bankruptcy lawyers will do a free initial consult to evaluate your options. The suggestion to borrow from...

Can I file chapter 7 bankruptcy and be free of credit card debt?

This depends on your income and whether the kids are your dependents, but chances are you can file chapter 7. There are a lot of factors you'll...

If I file bankruptcy can the trustee not allow me to reaffirm both my car loans?

The judge will hold a hearing to review the reaffirmation agreements and make sure they do not create an undue hardship for you. If you can't...

Where can public records info for free? Thank you

Also, you may be able to access the records online for free at your county auditor's website. (For Snohomish county, see...

I am currently facing a foreclosure sale scheduled for next Friday, Washington State Chpt 7 filed I was discharged in 2/15/2013.

If you've only had one case pending in the past year when you file, the 30-day stay goes into effect; if you've had two or more, it doesn't. You...

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I want to take ex boyfriend to court Because he owes my over $2,000 in a cell bill and a médical bill.

This sounds like a small claims case. The court clerk's office for your county should have the forms you need file. Make sure you have evidence of...

The HOA filed a lien with the amount due AFTER the bankruptcy write-off. Does this reduce the balance that they can collect?

Unless there's something very unusual about your HOA agreement, the HOA is probably right about its lien. The bankruptcy would have discharged your...

Hi, due to divorce I will need to file for Bankruptcy Chapter 7

Your 401(k) or IRA will be protected as long as you exempt it properly in your bankruptcy paperwork. Don't make the common mistake of...

My sister sued her brother because of a loan which was forgiven. Do I have the right to sue them if they owe my husband money?

If someone owes you money and won't pay, you can sue them. Whether this is a good idea or not depends on how much they owe you, how likely you are...

How do you register a judgment for attorney fees awarded in NY state to enforce in WA state? What is the best way to collect it?

If you want to do it yourself, you'll need to look at RCW 6.36.025, which deals with enforcing foreign judgments here. Once you've filed the...